# xpaylo Employee vs Midstream Access

The clearest difference is update cadence: Midstream Access at fortnightly against xpaylo Employee's every 3 months. xpaylo Employee's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

xpaylo Employee ships an update every 3 months, Midstream Access fortnightly. The most recent releases landed on September 20, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | xpaylo Employee | Midstream Access |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Size | 89 MB | 176 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [IntelliAcc Systems CC](https://appshunter.io/developer/510022117) | [Deltrolux Pty Ltd.](https://appshunter.io/developer/1656350347) |

## What reviewers say

### xpaylo Employee

[App page](https://appshunter.io/ios/app/xpaylo-employee/id1636831769)

**In-app purchases:** none


### Midstream Access

[App page](https://appshunter.io/ios/app/midstream-access/id6444714670)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is xpaylo Employee free?

xpaylo Employee is free to download, with no in-app purchases.

### Is Midstream Access free?

Midstream Access is free to download, with no in-app purchases.

### Do xpaylo Employee or Midstream Access have ads?

Neither xpaylo Employee nor Midstream Access shows ads.

### Which is updated more often, xpaylo Employee or Midstream Access?

xpaylo Employee ships an update every 3 months, and Midstream Access fortnightly. Most recently, xpaylo Employee was updated on September 20, 2026 and Midstream Access on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*