# Checkbook vs Commingle

The clearest difference is ratings volume: Checkbook at 204 against Commingle's 2. Checkbook also leads on device support (3 vs 1). Commingle's advantage is update cadence (every 4 days vs every 10 days) and iOS requirement (17.0 vs 26.1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Checkbook sells 13 in-app purchases, starting at $1.99 per month and Commingle sells 10 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Checkbook holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Checkbook has 204 ratings behind it against 2, so its average is the more settled of the two.

Checkbook ships an update every 10 days, Commingle every 4 days. The most recent releases landed on October 25, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Checkbook | Commingle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (204 ratings)](https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/commingle/id6499095807/reviews) |
| Number of ratings | **204** | 2 |
| Positive reviews | 82.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 4 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 198 MB | 118 MB |
| Requires iOS | 26.1 | **17.0** |
| Devices | **iPhone, iPad, Vision Pro** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CoreBits LLC](https://appshunter.io/developer/1257463128) | [Krzysztof Rutkowski](https://appshunter.io/developer/1742424879) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963)

This app acts as a modern checkbook register to help you organize bills, track spending, and avoid late fees. It shows your true available balance, not just what the bank has cleared, and provides budget tracking and future financial projections.

**Highlights:** Track cleared and pending payments, Bill reminders and automatic scheduling, Create and track spending budgets, Calendar view of financial future, Multiple account support, Family sharing

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bills to Budget Plus | $1.99 | per month |
| Bills to Budget Plus | $1.99 | per month |
| Bills to Budget Premium | $3.99 | per month |
| Bills to Budget Family Plus | $4.99 | per month |
| Bills to Budget Family Plus | $4.99 | per month |
| Bills to Budget Plus | $19.99 | per year |
| Bills to Budget Plus | $19.99 | per year |
| Bills to Budget Family Plus | $29.99 | per year |
| Bills to Budget Premium Annual | $29.99 | per year |
| Bills to Budget Family Plus | $29.99 | per year |
| Family Upgrade | $19.99 | one-time |
| Bills to Budget Plus Lifetime | $39.99 | one-time |
| Family Plus Lifetime | $59.99 | one-time |

**What reviewers like**

- 👍 Replaces Mint budgeting effectively
- 💡 Groups bills by pay period
- 🗓️ Calendar view for due dates
- ✨ Customer service is impressive
- 🚀 Quick response to support requests

**What reviewers complain about**

- 🐛 Doesn't work for 1099 contractors (irregular income)
- 🐛 Doesn't work with partial payments
- 🐛 Doesn't work with variable due amounts
- 🐛 Ledger disappeared on new phone
- ❓ No clear path to refund from Apple

**Reported bugs**

- Charged for something not billed
- Ledger disappeared on new phone
- Automated refund system by Apple
- Lifetime purchase not honored

**Requested features**

- Manual way to add income for irregular pay
- Tutorial on how to use the app
- Support for Portuguese language
- Enhance Chinese localization
- Add employment paycheck amounts for check and balancing


### Commingle

[App page](https://appshunter.io/ios/app/commingle/id6499095807)

Manage personal and shared expenses effortlessly. Track income, split bills with friends, and settle debts with detailed analytics and global currency support. Access your finances offline with secure, encrypted data.

**Highlights:** Personal finance management, Shared expense tracking, Debt settlement, Comprehensive analytics, Global currency support, Offline syncing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Commingle Pro | $1.99 | per month |
| Commingle Membership (1 month) | $1.99 | per month |
| Commingle Plus | $3.99 | per month |
| Commingle Pro | $7.99 | per month |
| Commingle Membership (1 year) | $49.99 | per year |
| Commingle Credits  XS | $0.99 | one-time |
| Commingle Credits  S | $1.99 | one-time |
| Commingle Credits  M | $4.99 | one-time |
| Commingle Credits  L | $9.99 | one-time |
| Commingle Credits  XL | $19.99 | one-time |


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is Commingle free?

Commingle is free to download, with in-app purchases available.

### Which has better reviews, Checkbook or Commingle?

Checkbook is rated higher. Checkbook averages 4.7 out of 5 from 204 ratings, while Commingle averages 4.5 from 2 ratings.

### Do Checkbook or Commingle have ads?

Neither Checkbook nor Commingle shows ads.

### Which is updated more often, Checkbook or Commingle?

Checkbook ships an update every 10 days, and Commingle every 4 days. Most recently, Checkbook was updated on October 25, 2026 and Commingle on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*