# Checkbook vs Torba Split

The clearest difference is in-app purchases: Torba Split at none against Checkbook's 13. Torba Split also leads on iOS requirement (15.6 vs 26.1). Checkbook's advantage is update cadence (every 10 days vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Checkbook sells 13 in-app purchases, starting at $1.99 per month. Torba Split asks for nothing beyond the download.

Checkbook ships an update every 10 days, Torba Split every 3 months. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Checkbook | Torba Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (200 ratings)](https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963/reviews)** | — |
| Number of ratings | **200** | — |
| Positive reviews | 82.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 198 MB | 6 MB |
| Requires iOS | 26.1 | **15.6** |
| Devices | **iPhone, iPad, Vision Pro** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CoreBits LLC](https://appshunter.io/developer/1257463128) | [Yalhi Software Solutions Inc.](https://appshunter.io/developer/1064206149) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963)

This app acts as a modern checkbook register to help you organize bills, track spending, and avoid late fees. It shows your true available balance, not just what the bank has cleared, and provides budget tracking and future financial projections.

**Highlights:** Track cleared and pending payments, Bill reminders and automatic scheduling, Create and track spending budgets, Calendar view of financial future, Multiple account support, Family sharing

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bills to Budget Plus | $1.99 | per month |
| Bills to Budget Plus | $1.99 | per month |
| Bills to Budget Premium | $3.99 | per month |
| Bills to Budget Family Plus | $4.99 | per month |
| Bills to Budget Family Plus | $4.99 | per month |
| Bills to Budget Plus | $19.99 | per year |
| Bills to Budget Plus | $19.99 | per year |
| Bills to Budget Family Plus | $29.99 | per year |
| Bills to Budget Premium Annual | $29.99 | per year |
| Bills to Budget Family Plus | $29.99 | per year |
| Family Upgrade | $19.99 | one-time |
| Bills to Budget Plus Lifetime | $39.99 | one-time |
| Family Plus Lifetime | $59.99 | one-time |

**What reviewers like**

- 👍 Replaces Mint budgeting effectively
- 💡 Groups bills by pay period
- 🗓️ Calendar view for due dates
- ✨ Customer service is impressive
- 🚀 Quick response to support requests

**What reviewers complain about**

- 🐛 Doesn't work for 1099 contractors (irregular income)
- 🐛 Doesn't work with partial payments
- 🐛 Doesn't work with variable due amounts
- 🐛 Ledger disappeared on new phone
- ❓ No clear path to refund from Apple

**Reported bugs**

- Charged for something not billed
- Ledger disappeared on new phone
- Automated refund system by Apple
- Lifetime purchase not honored

**Requested features**

- Manual way to add income for irregular pay
- Tutorial on how to use the app
- Support for Portuguese language
- Enhance Chinese localization
- Add employment paycheck amounts for check and balancing


### Torba Split

[App page](https://appshunter.io/ios/app/torba-split/id6741928448)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is Torba Split free?

Torba Split is free to download, with no in-app purchases.

### Do Checkbook or Torba Split have ads?

Neither Checkbook nor Torba Split shows ads.

### Which is updated more often, Checkbook or Torba Split?

Checkbook ships an update every 10 days, and Torba Split every 3 months. Most recently, Checkbook was updated on October 17, 2026 and Torba Split on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*