# Checkbook vs Simple Checkbook.

The clearest difference is price: Checkbook at Free against Simple Checkbook.'s $3.99. Checkbook also leads on rating (4.7 vs 4.0) and review sentiment (83% vs 50%). Simple Checkbook.'s advantage is in-app purchases (none vs 10) and iOS requirement (18.0 vs 26.1). On update cadence, ads and device support there is nothing between them.

Checkbook is free to download; Simple Checkbook. costs $3.99 up front. Checkbook sells 10 in-app purchases, starting at $1.99 per month. Simple Checkbook. asks for nothing beyond the download.

Checkbook holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Checkbook has 206 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 83% of Checkbook's written reviews are positive against 50% of Simple Checkbook.'s.

Checkbook ships an update every 10 days, Simple Checkbook. fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Checkbook | Simple Checkbook. |
| --- | --- | --- |
| Price | **Free** | $3.99 |
| Rating | **[4.7 (206 ratings)](https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/simple-checkbook/id6742727558/reviews) |
| Number of ratings | **206** | 4 |
| Positive reviews | **82.9% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 198 MB | 3 MB |
| Requires iOS | 26.1 | **18.0** |
| Devices | **iPhone, iPad, Vision Pro** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CoreBits LLC](https://appshunter.io/developer/1257463128) | [Matthew Hiles](https://appshunter.io/developer/1006499180) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963)

This app acts as a modern checkbook register to help you organize bills, track spending, and avoid late fees. It shows your true available balance, not just what the bank has cleared, and provides budget tracking and future financial projections.

**Highlights:** Track cleared and pending payments, Bill reminders and automatic scheduling, Create and track spending budgets, Calendar view of financial future, Multiple account support, Family sharing

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bills to Budget Plus | $1.99 | per month |
| Bills to Budget Plus | $1.99 | per month |
| Bills to Budget Premium | $3.99 | per month |
| Bills to Budget Family Plus | $4.99 | per month |
| Bills to Budget Family Plus | $4.99 | per month |
| Bills to Budget Plus | $19.99 | per year |
| Bills to Budget Premium Annual | $29.99 | per year |
| Family Upgrade | $19.99 | one-time |
| Bills to Budget Plus Lifetime | $39.99 | one-time |
| Family Plus Lifetime | $59.99 | one-time |

**What reviewers like**

- 👍 Replaces Mint budgeting effectively
- 💡 Groups bills by pay period
- 🗓️ Calendar view for due dates
- ✨ Customer service is impressive
- 🚀 Quick response to support requests

**What reviewers complain about**

- 🐛 Doesn't work for 1099 contractors (irregular income)
- 🐛 Doesn't work with partial payments
- 🐛 Doesn't work with variable due amounts
- 🐛 Ledger disappeared on new phone
- ❓ No clear path to refund from Apple

**Reported bugs**

- Charged for something not billed
- Ledger disappeared on new phone
- Automated refund system by Apple
- Lifetime purchase not honored

**Requested features**

- Manual way to add income for irregular pay
- Tutorial on how to use the app
- Support for Portuguese language
- Enhance Chinese localization
- Add employment paycheck amounts for check and balancing


### Simple Checkbook.

[App page](https://appshunter.io/ios/app/simple-checkbook/id6742727558)

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

**Highlights:** Multiple account management, Detailed transaction logging, Transaction clearing status, Balance tracking, Transaction filtering, Expense/income charts, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is Simple Checkbook. free?

Simple Checkbook. costs $3.99, with no in-app purchases.

### Which has better reviews, Checkbook or Simple Checkbook.?

Checkbook is rated higher. Checkbook averages 4.7 out of 5 from 206 ratings, while Simple Checkbook. averages 4.0 from 4 ratings.

### Do Checkbook or Simple Checkbook. have ads?

Neither Checkbook nor Simple Checkbook. shows ads.

### Which is updated more often, Checkbook or Simple Checkbook.?

Checkbook ships an update every 10 days, and Simple Checkbook. fortnightly. Most recently, Checkbook was updated on November 3, 2026 and Simple Checkbook. on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*