# Chat Stocks vs Budget Stack

The clearest difference is device support: Budget Stack at 4 against Chat Stocks's 2. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Chat Stocks sells 7 in-app purchases, starting at $5.99 per month and Budget Stack sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Chat Stocks ships an update every 11 days, Budget Stack every 6 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Chat Stocks | Budget Stack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (12 ratings)](https://appshunter.io/ios/app/chat-stocks-paper-trading/id1637048912/reviews)** | — |
| Number of ratings | **12** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 6 days** |
| Monetization | Freemium | — |
| Size | 1 MB | 37 MB |
| Requires iOS | **18.0** | 18.6 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [DIGIID LLC](https://appshunter.io/developer/1051432431) | [Andrew Williams](https://appshunter.io/developer/6775636242) |

## What reviewers say

### Chat Stocks

[App page](https://appshunter.io/ios/app/chat-stocks-paper-trading/id1637048912)

This app helps stock market enthusiasts stay updated with market news, track stocks, and connect with a community of investors. It offers practice trading, portfolio management, and educational tools to enhance investment knowledge and performance.

**Highlights:** Practice trading simulation, Real-time stock tracking, Stock market news aggregation, Investor community forum, Portfolio management tools, Customizable stock alerts, Educational content and tools

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Benny Plus Monthly | $5.99 | per month |
| Benny Plus Quarterly | $14.99 | per 3 months |
| Benny Plus Annual | $39.99 | per year |
| 25,000 Virtual Buying Power | $1.99 | one-time |
| 100,000 Virtual Buying Power | $4.99 | one-time |
| Learning Toolkit | $6.99 | one-time |
| 1,000,000 Virtual Buying Power | $9.99 | one-time |


### Budget Stack

[App page](https://appshunter.io/ios/app/budget-stack/id6775636240)

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $5.99 | one-time |


## Frequently asked questions

### Is Chat Stocks free?

Chat Stocks is free to download, with in-app purchases available.

### Is Budget Stack free?

Budget Stack is free to download, with in-app purchases available.

### Do Chat Stocks or Budget Stack have ads?

Neither Chat Stocks nor Budget Stack shows ads.

### Which is updated more often, Chat Stocks or Budget Stack?

Chat Stocks ships an update every 11 days, and Budget Stack every 6 days. Most recently, Chat Stocks was updated on November 3, 2026 and Budget Stack on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*