# Rate Rite vs Smart Loan Calculator

The clearest difference is update cadence: Smart Loan Calculator at every 2 weeks against Rate Rite's every 3 months. Rate Rite's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.2). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Rate Rite against 5.0 for Smart Loan Calculator. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Rate Rite ships an update every 3 months, Smart Loan Calculator every 2 weeks. The most recent releases landed on October 19, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Rate Rite | Smart Loan Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/rate-rite/id1637139957/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/smart-loan-calculator/id6447146863/reviews) |
| Number of ratings | **3** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 14 MB | 3 MB |
| Requires iOS | **12.0** | 16.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Kurt Weber](https://appshunter.io/developer/1637139959) | [Roberto J Franqui Rodriguez](https://appshunter.io/developer/1680428662) |

## What reviewers say

### Rate Rite

[App page](https://appshunter.io/ios/app/rate-rite/id1637139957)

Easily calculate car payments and compare loan options. View detailed amortization schedules to understand your loan's repayment. A straightforward tool for financial planning.

**Highlights:** Car payment calculation, Loan comparison, Amortization schedule viewing, Multiple loan options

**In-app purchases:** none


### Smart Loan Calculator

[App page](https://appshunter.io/ios/app/smart-loan-calculator/id6447146863)

Easily calculate loan payments, total interest, and grand totals for personal, mortgage, or car loans. Compare different loan options to make informed financial decisions.

**Highlights:** Loan payment calculation, Total interest calculation, Grand total amount calculation, Loan option comparison, Personal loan calculator, Mortgage loan calculator, Car loan calculator

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Rate Rite free?

Rate Rite is free to download, with no in-app purchases.

### Is Smart Loan Calculator free?

Smart Loan Calculator is free to download, with no in-app purchases.

### Which has better reviews, Rate Rite or Smart Loan Calculator?

Rate Rite and Smart Loan Calculator are both rated 5.0 out of 5 on the App Store, from 3 and 2 ratings respectively.

### Do Rate Rite or Smart Loan Calculator have ads?

Neither Rate Rite nor Smart Loan Calculator shows ads.

### Which is updated more often, Rate Rite or Smart Loan Calculator?

Rate Rite ships an update every 3 months, and Smart Loan Calculator every 2 weeks. Most recently, Rate Rite was updated on October 19, 2026 and Smart Loan Calculator on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*