# Rate Rite vs Loan Calculator

The clearest difference is ads: Rate Rite at none against Loan Calculator's shown. Rate Rite also leads on update cadence (every 3 months vs every 15 months) and iOS requirement (12.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rate Rite ships an update every 3 months, Loan Calculator every 15 months. The most recent releases landed on October 19, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Rate Rite | Loan Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/rate-rite/id1637139957/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 15 months |
| Monetization | Free | — |
| Size | 14 MB | 22 MB |
| Requires iOS | **12.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kurt Weber](https://appshunter.io/developer/1637139959) | [Adam Wilkie](https://appshunter.io/developer/893612520) |

## What reviewers say

### Rate Rite

[App page](https://appshunter.io/ios/app/rate-rite/id1637139957)

Easily calculate car payments and compare loan options. View detailed amortization schedules to understand your loan's repayment. A straightforward tool for financial planning.

**Highlights:** Car payment calculation, Loan comparison, Amortization schedule viewing, Multiple loan options

**In-app purchases:** none


### Loan Calculator

[App page](https://appshunter.io/ios/app/loan-calculator-plus/id6448078053)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Rate Rite free?

Rate Rite is free to download, with no in-app purchases.

### Is Loan Calculator free?

Loan Calculator is free to download, with no in-app purchases.

### Do Rate Rite or Loan Calculator have ads?

Loan Calculator shows ads; Rate Rite does not.

### Which is updated more often, Rate Rite or Loan Calculator?

Rate Rite ships an update every 3 months, and Loan Calculator every 15 months. Most recently, Rate Rite was updated on October 19, 2026 and Loan Calculator on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*