# SpeedPay vs 拉生意

The clearest difference is rating: SpeedPay at 5.0 against 拉生意's 3.0. SpeedPay also leads on update cadence (every 5 days vs every 2 months). 拉生意's advantage is iOS requirement (12.0 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SpeedPay holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

SpeedPay ships an update every 5 days, 拉生意 every 2 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | SpeedPay | 拉生意 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/speedpay-global-fintech/id1637406396/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/id6448248821/reviews) |
| Number of ratings | 2 | 2 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 months |
| Monetization | Free | — |
| Size | 42 MB | 73 MB |
| Requires iOS | 16.4 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [SPEEDPAY TREASURE GLOBAL FINTECH LIMITED](https://appshunter.io/developer/1533574680) | [Lakala Commerce Technology Co.,Ltd.](https://appshunter.io/developer/1417887553) |

## What reviewers say

### SpeedPay

[App page](https://appshunter.io/ios/app/speedpay-global-fintech/id1637406396)

This app offers a universal payment experience, allowing users to apply for a global Mastercard prepaid card. It facilitates seamless online shopping, travel purchases, and digital content payments worldwide. Enjoy instant cross-platform transfers 24/7 for international studies, trade, and business travel.

**Highlights:** Global Mastercard prepaid card application, Online shopping and travel payments, Digital content purchases, 24/7 cross-platform instant transfers, International study and business support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 拉生意

[App page](https://appshunter.io/ios/app/id6448248821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpeedPay free?

SpeedPay is free to download, with no in-app purchases.

### Is 拉生意 free?

拉生意 is free to download, with no in-app purchases.

### Which has better reviews, SpeedPay or 拉生意?

SpeedPay is rated higher. SpeedPay averages 5.0 out of 5 from 2 ratings, while 拉生意 averages 3.0 from 2 ratings.

### Do SpeedPay or 拉生意 have ads?

Neither SpeedPay nor 拉生意 shows ads.

### Which is updated more often, SpeedPay or 拉生意?

SpeedPay ships an update every 5 days, and 拉生意 every 2 months. Most recently, SpeedPay was updated on October 24, 2026 and 拉生意 on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*