# ODESSAPP vs Xcap

The clearest difference is ads: ODESSAPP at none against Xcap's shown. Xcap's advantage is update cadence (weekly vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ODESSAPP ships an update every 3 weeks, Xcap weekly. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | ODESSAPP | Xcap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (67 ratings)](https://appshunter.io/ios/app/odessapp/id1637454388/reviews)** | — |
| Number of ratings | **67** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 65 MB | 41 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Operadora de Desarrollo Social SAPI de CV](https://appshunter.io/developer/1637454390) | [Instant Capital, S.A.P.I de C.V.](https://appshunter.io/developer/1743265825) |

## What reviewers say

### ODESSAPP

[App page](https://appshunter.io/ios/app/odessapp/id1637454388)

This app helps affiliated company employees manage personal finances, savings, and loans. It offers features like airtime top-ups, insurance management, and instant access to savings and express loans.

**Highlights:** Personal finance management, Savings accounts (on sight and term), Loan applications, Airtime top-ups, Insurance management, Instant access to savings, Express loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Xcap

[App page](https://appshunter.io/ios/app/xcap/id6772325542)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ODESSAPP free?

ODESSAPP is free to download, with no in-app purchases.

### Is Xcap free?

Xcap is free to download, with no in-app purchases.

### Do ODESSAPP or Xcap have ads?

Xcap shows ads; ODESSAPP does not.

### Which is updated more often, ODESSAPP or Xcap?

ODESSAPP ships an update every 3 weeks, and Xcap weekly. Most recently, ODESSAPP was updated on October 15, 2026 and Xcap on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*