# OTM Card vs Retirable

The clearest difference is ads: OTM Card at none against Retirable's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OTM Card ships an update every 14 months, Retirable every 8 months. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | OTM Card | Retirable |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 14 months | **Every 8 months** |
| Size | 152 MB | 10 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Gate To Pay](https://appshunter.io/developer/1481347811) | [Retirable Inc.](https://appshunter.io/developer/1705098761) |

## What reviewers say

### OTM Card

[App page](https://appshunter.io/ios/app/otm-card/id1637595061)

**In-app purchases:** none


### Retirable

[App page](https://appshunter.io/ios/app/retirable/id6463821444)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OTM Card free?

OTM Card is free to download, with no in-app purchases.

### Is Retirable free?

Retirable is free to download, with no in-app purchases.

### Do OTM Card or Retirable have ads?

Retirable shows ads; OTM Card does not.

### Which is updated more often, OTM Card or Retirable?

OTM Card ships an update every 14 months, and Retirable every 8 months. Most recently, OTM Card was updated on October 25, 2026 and Retirable on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*