# STB Pay vs Fancy By BTE

The clearest difference is rating: STB Pay at 4.0 against Fancy By BTE's 1.0. STB Pay also leads on update cadence (every 3 weeks vs every 4 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STB Pay holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

STB Pay ships an update every 3 weeks, Fancy By BTE every 4 months. The most recent releases landed on November 3, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | STB Pay | Fancy By BTE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (3 ratings)](https://appshunter.io/ios/app/stb-pay/id1637595082/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/fancy-by-bte/id6757747671/reviews) |
| Number of ratings | **3** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 65 MB | 44 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PixelsTrade](https://appshunter.io/developer/1045108544) | [Banque de Tunisie et des Émirats](https://appshunter.io/developer/1816912239) |

## What reviewers say

### STB Pay

[App page](https://appshunter.io/ios/app/stb-pay/id1637595082)

Easily and securely manage your finances on the go. View transaction history and make payments to merchants accepting this new payment method. Requires prior registration with STB Pay and a Tunisian bank card.

**Highlights:** Secure transaction history viewing, Merchant payments, 24/7 accessibility, Easy registration process

**Features:** macOS Compatibility

**In-app purchases:** none


### Fancy By BTE

[App page](https://appshunter.io/ios/app/fancy-by-bte/id6757747671)

Manage your finances with a secure Buy Now, Pay Later app. Split purchases into manageable installments, apply for a card digitally, and track your spending in real-time. Enjoy a flexible and transparent payment experience directly from your smartphone.

**Highlights:** Pay in installments (BNPL), Easy card application, Real-time tracking, Simple card activation, Full payment control, Banking-level security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is STB Pay free?

STB Pay is free to download, with no in-app purchases.

### Is Fancy By BTE free?

Fancy By BTE is free to download, with no in-app purchases.

### Which has better reviews, STB Pay or Fancy By BTE?

STB Pay is rated higher. STB Pay averages 4.0 out of 5 from 3 ratings, while Fancy By BTE averages 1.0 from 1 ratings.

### Do STB Pay or Fancy By BTE have ads?

Neither STB Pay nor Fancy By BTE shows ads.

### Which is updated more often, STB Pay or Fancy By BTE?

STB Pay ships an update every 3 weeks, and Fancy By BTE every 4 months. Most recently, STB Pay was updated on November 3, 2026 and Fancy By BTE on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*