# LaterPayy vs JOI

LaterPayy and JOI are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LaterPayy ships an update every 6 weeks, JOI every 2 months. The most recent releases landed on September 17, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | LaterPayy | JOI |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Size | 77 MB | 76 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Pharst Care](https://appshunter.io/developer/1596126248) | [Technology distributions Ltd](https://appshunter.io/developer/1109986082) |

## What reviewers say

### LaterPayy

[App page](https://appshunter.io/ios/app/laterpayy/id1637614384)

**Features:** macOS Compatibility

**In-app purchases:** none


### JOI

[App page](https://appshunter.io/ios/app/joi/id6459510124)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LaterPayy free?

LaterPayy is free to download, with no in-app purchases.

### Is JOI free?

JOI is free to download, with no in-app purchases.

### Do LaterPayy or JOI have ads?

Neither LaterPayy nor JOI shows ads.

### Which is updated more often, LaterPayy or JOI?

LaterPayy ships an update every 6 weeks, and JOI every 2 months. Most recently, LaterPayy was updated on September 17, 2026 and JOI on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*