# ZojaPay vs The Flip App

The clearest difference is ads: The Flip App at none against ZojaPay's shown. The Flip App also leads on rating (5.0 vs 4.5) and monetization model (free vs free with in-app purchases). ZojaPay's advantage is ratings volume (44 vs 6) and iOS requirement (13.0 vs 16.4). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

The Flip App holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: ZojaPay has 44 ratings behind it against 6, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

ZojaPay ships an update every 3 weeks, The Flip App every 9 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | ZojaPay | The Flip App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (44 ratings)](https://appshunter.io/ios/app/zojapay/id1638399129/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/the-flip-app/id1641134087/reviews)** |
| Number of ratings | **44** | 6 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 122 MB | 75 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Zoja Technologies Limited](https://appshunter.io/developer/1637453081) | [Flip Company AS](https://appshunter.io/developer/1641134089) |

## What reviewers say

### ZojaPay

[App page](https://appshunter.io/ios/app/zojapay/id1638399129)

This app simplifies peer-to-peer payments and cash access for the retail market. It allows users to request cash delivery, become mobile money agents to earn passive income, and pay bills. Secure transactions and QR code payments are also supported.

**Highlights:** Cash delivery requests, Become a mobile money agent, Earn passive income, Purchase and settle bills, QR code payments, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### The Flip App

[App page](https://appshunter.io/ios/app/the-flip-app/id1641134087)

Manage your money globally with this secure and simple app. Send, receive, and convert funds using phone numbers or wallet addresses, with stable dollar-based value options. Top up directly and convert back to local currency seamlessly.

**Highlights:** Send and receive funds globally, Use phone numbers or wallet addresses, Stable dollar-based value (USDT/USDM), Top up directly in the app, Convert to local currency, Non-custodial wallet

**In-app purchases:** none


## Frequently asked questions

### Is ZojaPay free?

ZojaPay is free to download, with no in-app purchases.

### Is The Flip App free?

The Flip App is free to download, with no in-app purchases.

### Which has better reviews, ZojaPay or The Flip App?

The Flip App is rated higher. ZojaPay averages 4.5 out of 5 from 44 ratings, while The Flip App averages 5.0 from 6 ratings.

### Do ZojaPay or The Flip App have ads?

ZojaPay shows ads; The Flip App does not.

### Which is updated more often, ZojaPay or The Flip App?

ZojaPay ships an update every 3 weeks, and The Flip App every 9 days. Most recently, ZojaPay was updated on November 3, 2026 and The Flip App on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*