# ZojaPay vs KrillPay

The clearest difference is ads: KrillPay at none against ZojaPay's shown. KrillPay also leads on monetization model (free vs free with in-app purchases) and rating (4.8 vs 4.5). ZojaPay's advantage is ratings volume (42 vs 5). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KrillPay holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: ZojaPay has 42 ratings behind it against 5, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

ZojaPay ships an update every 3 weeks, KrillPay weekly. The most recent releases landed on October 18, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | ZojaPay | KrillPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (42 ratings)](https://appshunter.io/ios/app/zojapay/id1638399129/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/krillpay/id1671897398/reviews)** |
| Number of ratings | **42** | 5 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 122 MB | 53 MB |
| Requires iOS | 13.0 | **12.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Zoja Technologies Limited](https://appshunter.io/developer/1637453081) | [Krillpay](https://appshunter.io/developer/1671897400) |

## What reviewers say

### ZojaPay

[App page](https://appshunter.io/ios/app/zojapay/id1638399129)

This app simplifies peer-to-peer payments and cash access for the retail market. It allows users to request cash delivery, become mobile money agents to earn passive income, and pay bills. Secure transactions and QR code payments are also supported.

**Highlights:** Cash delivery requests, Become a mobile money agent, Earn passive income, Purchase and settle bills, QR code payments, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KrillPay

[App page](https://appshunter.io/ios/app/krillpay/id1671897398)

This app provides a digital wallet and financial services for migrants and the unbanked. It allows users to open an FDIC-insured account with just a valid ID, receive payments, send money internationally, and make purchases using a debit card.

**Highlights:** Open digital account with valid ID, Receive direct deposits, Send money internationally, Scan to pay at merchants, Use branded debit card, Borderless money transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZojaPay free?

ZojaPay is free to download, with no in-app purchases.

### Is KrillPay free?

KrillPay is free to download, with no in-app purchases.

### Which has better reviews, ZojaPay or KrillPay?

KrillPay is rated higher. ZojaPay averages 4.5 out of 5 from 42 ratings, while KrillPay averages 4.8 from 5 ratings.

### Do ZojaPay or KrillPay have ads?

ZojaPay shows ads; KrillPay does not.

### Which is updated more often, ZojaPay or KrillPay?

ZojaPay ships an update every 3 weeks, and KrillPay weekly. Most recently, ZojaPay was updated on October 18, 2026 and KrillPay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*