# ZojaPay vs SENDCHEAP

The clearest difference is rating: ZojaPay at 4.5 against SENDCHEAP's 2.0. ZojaPay also leads on ratings volume (42 vs 1) and iOS requirement (13.0 vs 15.6). SENDCHEAP's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZojaPay holds the better App Store score, 4.5 against 2.0. That said, the two scores are not equally well evidenced: ZojaPay has 42 ratings behind it against 1, so its average is the more settled of the two.

ZojaPay ships an update every 3 weeks, SENDCHEAP every 6 weeks. The most recent releases landed on September 30, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | ZojaPay | SENDCHEAP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (42 ratings)](https://appshunter.io/ios/app/zojapay/id1638399129/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/sendcheap/id6448403237/reviews) |
| Number of ratings | **42** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 122 MB | 84 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Zoja Technologies Limited](https://appshunter.io/developer/1637453081) | [SENDCHEAP LIMITED](https://appshunter.io/developer/1667127751) |

## What reviewers say

### ZojaPay

[App page](https://appshunter.io/ios/app/zojapay/id1638399129)

This app simplifies peer-to-peer payments and cash access for the retail market. It allows users to request cash delivery, become mobile money agents to earn passive income, and pay bills. Secure transactions and QR code payments are also supported.

**Highlights:** Cash delivery requests, Become a mobile money agent, Earn passive income, Purchase and settle bills, QR code payments, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SENDCHEAP

[App page](https://appshunter.io/ios/app/sendcheap/id6448403237)

This fintech app simplifies financial transactions, allowing users to transfer money, use virtual cards, pay bills, and make offline payments. It aims to streamline financial management and offer cost savings.

**Highlights:** Seamless money transfers, Virtual card convenience, School fee payments, Offline payment capability, Bill settlement, Financial transaction simplification

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZojaPay free?

ZojaPay is free to download, with no in-app purchases.

### Is SENDCHEAP free?

SENDCHEAP is free to download, with no in-app purchases.

### Which has better reviews, ZojaPay or SENDCHEAP?

ZojaPay is rated higher. ZojaPay averages 4.5 out of 5 from 42 ratings, while SENDCHEAP averages 2.0 from 1 ratings.

### Do ZojaPay or SENDCHEAP have ads?

ZojaPay shows ads; SENDCHEAP does not.

### Which is updated more often, ZojaPay or SENDCHEAP?

ZojaPay ships an update every 3 weeks, and SENDCHEAP every 6 weeks. Most recently, ZojaPay was updated on September 30, 2026 and SENDCHEAP on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*