# Simrik Smart Banking vs JCCB mPay

The clearest difference is update cadence: Simrik Smart Banking at monthly against JCCB mPay's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simrik Smart Banking ships an update monthly, JCCB mPay every 10 months. The most recent releases landed on October 30, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Simrik Smart Banking | JCCB mPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 10 months |
| Size | 18 MB | 39 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MICRO BANKER NEPAL](https://appshunter.io/developer/1349199275) | [The Jaipur Central Cooperative Bank Ltd.](https://appshunter.io/developer/1701380203) |

## What reviewers say

### Simrik Smart Banking

[App page](https://appshunter.io/ios/app/simrik-smart-banking/id1638580617)

**Features:** macOS Compatibility

**In-app purchases:** none


### JCCB mPay

[App page](https://appshunter.io/ios/app/jccb-mpay/id6458691772)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Simrik Smart Banking free?

Simrik Smart Banking is free to download, with no in-app purchases.

### Is JCCB mPay free?

JCCB mPay is free to download, with no in-app purchases.

### Do Simrik Smart Banking or JCCB mPay have ads?

Neither Simrik Smart Banking nor JCCB mPay shows ads.

### Which is updated more often, Simrik Smart Banking or JCCB mPay?

Simrik Smart Banking ships an update monthly, and JCCB mPay every 10 months. Most recently, Simrik Smart Banking was updated on October 30, 2026 and JCCB mPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*