# Debt Fix vs AlmostZero

The clearest difference is rating: AlmostZero at 4.8 against Debt Fix's 4.0. AlmostZero also leads on ads (none vs shown) and review sentiment (86% vs 75%). Debt Fix's advantage is update cadence (weekly vs every 2 weeks) and iOS requirement (17.0 vs 26.2). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Debt Fix sells 1 one-off in-app purchase and AlmostZero sells 13 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

AlmostZero holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: AlmostZero has 75 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 75% of Debt Fix's written reviews are positive against 86% of AlmostZero's.

Debt Fix ships an update weekly, AlmostZero every 2 weeks. The most recent releases landed on September 29, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Debt Fix | AlmostZero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (11 ratings)](https://appshunter.io/ios/app/debt-fix/id1638594024/reviews) | **[4.8 (75 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews)** |
| Number of ratings | 11 | **75** |
| Positive reviews | 75.0% of reviews | **85.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 11 MB | 224 MB |
| Requires iOS | **17.0** | 26.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Christopher Donoso](https://appshunter.io/developer/1885026399) | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) |

## What reviewers say

### Debt Fix

[App page](https://appshunter.io/ios/app/debt-fix/id1638594024)

Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.

**Highlights:** Debt tracking, Financial breakdown, Payoff plan development, Amortized payment schedule, Progress analysis report

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Fix Premium | $4.99 | one-time |


### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


## Frequently asked questions

### Is Debt Fix free?

Debt Fix is free to download, with in-app purchases available.

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Which has better reviews, Debt Fix or AlmostZero?

AlmostZero is rated higher. Debt Fix averages 4.0 out of 5 from 11 ratings, while AlmostZero averages 4.8 from 75 ratings.

### Do Debt Fix or AlmostZero have ads?

Debt Fix shows ads; AlmostZero does not.

### Which is updated more often, Debt Fix or AlmostZero?

Debt Fix ships an update weekly, and AlmostZero every 2 weeks. Most recently, Debt Fix was updated on September 29, 2026 and AlmostZero on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*