# Debt Fix vs Zero

The clearest difference is ads: Zero at none against Debt Fix's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Fix sells 1 one-off in-app purchase and Zero sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 10, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | Debt Fix | Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (11 ratings)](https://appshunter.io/ios/app/debt-fix/id1638594024/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | — |
| Size | 10 MB | 2 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Christopher Donoso](https://appshunter.io/developer/1885026399) | [APPCITY Limited Liability Company](https://appshunter.io/developer/1534242389) |

## What reviewers say

### Debt Fix

[App page](https://appshunter.io/ios/app/debt-fix/id1638594024)

Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.

**Highlights:** Debt tracking, Financial breakdown, Payoff plan development, Amortized payment schedule, Progress analysis report

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Fix Premium | $4.99 | one-time |


### Zero

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6781073044)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $2.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |
| Zero Plus | $14.99 | one-time |


## Frequently asked questions

### Is Debt Fix free?

Debt Fix is free to download, with in-app purchases available.

### Is Zero free?

Zero is free to download, with in-app purchases available.

### Do Debt Fix or Zero have ads?

Debt Fix shows ads; Zero does not.

### Which is updated more often, Debt Fix or Zero?

Debt Fix ships an update weekly, and Zero weekly. Most recently, Debt Fix was updated on September 10, 2026 and Zero on September 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*