# Debt Fix vs Payfin

The clearest difference is ads: Payfin at none against Debt Fix's shown. Debt Fix's advantage is update cadence (weekly vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Debt Fix sells 1 one-off in-app purchase and Payfin sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Debt Fix ships an update weekly, Payfin every 3 weeks. The most recent releases landed on September 29, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Debt Fix | Payfin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (11 ratings)](https://appshunter.io/ios/app/debt-fix/id1638594024/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 11 MB | 71 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Christopher Donoso](https://appshunter.io/developer/1885026399) | [Eunbi Go](https://appshunter.io/developer/6780333616) |

## What reviewers say

### Debt Fix

[App page](https://appshunter.io/ios/app/debt-fix/id1638594024)

Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.

**Highlights:** Debt tracking, Financial breakdown, Payoff plan development, Amortized payment schedule, Progress analysis report

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Fix Premium | $4.99 | one-time |


### Payfin

[App page](https://appshunter.io/ios/app/payfin-debt-payoff-planner/id6784321939)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payfin Weekly Premium Subscription | $4.99 | per 7 days |
| Payfin Yearly Premium Subscription | $29.99 | per year |


## Frequently asked questions

### Is Debt Fix free?

Debt Fix is free to download, with in-app purchases available.

### Is Payfin free?

Payfin is free to download, with in-app purchases available.

### Do Debt Fix or Payfin have ads?

Debt Fix shows ads; Payfin does not.

### Which is updated more often, Debt Fix or Payfin?

Debt Fix ships an update weekly, and Payfin every 3 weeks. Most recently, Debt Fix was updated on September 29, 2026 and Payfin on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*