# Debt Fix vs Paykeep

The clearest difference is ads: Paykeep at none against Debt Fix's shown. Paykeep also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Fix sells 1 one-off in-app purchase and Paykeep sells 2 in-app purchases, starting at $3.39 per month. Whichever you choose, the download price is not the number that matters.

Debt Fix ships an update weekly, Paykeep every 3 days. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Debt Fix | Paykeep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (11 ratings)](https://appshunter.io/ios/app/debt-fix/id1638594024/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 11 MB | 40 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Christopher Donoso](https://appshunter.io/developer/1885026399) | [Ruth McCarthy](https://appshunter.io/developer/6787998193) |

## What reviewers say

### Debt Fix

[App page](https://appshunter.io/ios/app/debt-fix/id1638594024)

Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.

**Highlights:** Debt tracking, Financial breakdown, Payoff plan development, Amortized payment schedule, Progress analysis report

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Fix Premium | $4.99 | one-time |


### Paykeep

[App page](https://appshunter.io/ios/app/paykeep-budget-by-paycheck/id6793523385)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paykeep Pro Monthly | $3.39 | per month |
| Paykeep Pro Yearly | $26.49 | per year |


## Frequently asked questions

### Is Debt Fix free?

Debt Fix is free to download, with in-app purchases available.

### Is Paykeep free?

Paykeep is free to download, with in-app purchases available.

### Do Debt Fix or Paykeep have ads?

Debt Fix shows ads; Paykeep does not.

### Which is updated more often, Debt Fix or Paykeep?

Debt Fix ships an update weekly, and Paykeep every 3 days. Most recently, Debt Fix was updated on October 14, 2026 and Paykeep on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*