# CreciPay vs Budgetwise

The clearest difference is rating: CreciPay at 4.3 against Budgetwise's 1.0. CreciPay also leads on in-app purchases (none vs 2) and ratings volume (11 vs 2). Budgetwise's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Budgetwise sells 2 one-off in-app purchases. CreciPay asks for nothing beyond the download.

CreciPay holds the better App Store score, 4.3 against 1.0. That said, the two scores are not equally well evidenced: CreciPay has 11 ratings behind it against 2, so its average is the more settled of the two.

CreciPay ships an update monthly, Budgetwise every 2 months. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | CreciPay | Budgetwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (11 ratings)](https://appshunter.io/ios/app/crecipay/id1638751180/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/budgetwise/id1659836466/reviews) |
| Number of ratings | **11** | 2 |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 51 MB | 19 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Creci Technologies LLC](https://appshunter.io/developer/1652414990) | [Sergey Burd](https://appshunter.io/developer/1748764366) |

## What reviewers say

### CreciPay

[App page](https://appshunter.io/ios/app/crecipay/id1638751180)

Access your earned money anytime for payments, savings, or any other use. Manage your finances conveniently and securely.

**Highlights:** Access earned money, Pay bills, Save money, Flexible spending options

**Features:** macOS Compatibility

**In-app purchases:** none


### Budgetwise

[App page](https://appshunter.io/ios/app/budgetwise/id1659836466)

Manage your finances with this user-friendly iOS app. Track income, expenses, and bills with customizable categories, recurring transaction setup, and timely bill reminders. Visualize your spending habits and budget progress through detailed reports and charts.

**Highlights:** Customizable budget categories, Recurring transaction setup, Bill reminders with notifications, Income and expense tracking, Spending reports and charts

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy Me a Coffee | $0.99 | one-time |
| Buy Me a Coffee Full | $5.99 | one-time |


## Frequently asked questions

### Is CreciPay free?

CreciPay is free to download, with no in-app purchases.

### Is Budgetwise free?

Budgetwise is free to download, with in-app purchases available.

### Which has better reviews, CreciPay or Budgetwise?

CreciPay is rated higher. CreciPay averages 4.3 out of 5 from 11 ratings, while Budgetwise averages 1.0 from 2 ratings.

### Do CreciPay or Budgetwise have ads?

CreciPay shows ads; Budgetwise does not.

### Which is updated more often, CreciPay or Budgetwise?

CreciPay ships an update monthly, and Budgetwise every 2 months. Most recently, CreciPay was updated on October 24, 2026 and Budgetwise on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*