# AIMS Smart Banking vs JCCB mPay

The clearest difference is update cadence: AIMS Smart Banking at monthly against JCCB mPay's every 7 months. JCCB mPay's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AIMS Smart Banking ships an update monthly, JCCB mPay every 7 months. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | AIMS Smart Banking | JCCB mPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 7 months |
| Size | 18 MB | 61 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MICRO BANKER NEPAL](https://appshunter.io/developer/1349199275) | [The Jaipur Central Cooperative Bank Ltd.](https://appshunter.io/developer/1701380203) |

## What reviewers say

### AIMS Smart Banking

[App page](https://appshunter.io/ios/app/aims-smart-banking/id1639060106)

**Features:** macOS Compatibility

**In-app purchases:** none


### JCCB mPay

[App page](https://appshunter.io/ios/app/jccb-mpay/id6458691772)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is AIMS Smart Banking free?

AIMS Smart Banking is free to download, with no in-app purchases.

### Is JCCB mPay free?

JCCB mPay is free to download, with no in-app purchases.

### Do AIMS Smart Banking or JCCB mPay have ads?

Neither AIMS Smart Banking nor JCCB mPay shows ads.

### Which is updated more often, AIMS Smart Banking or JCCB mPay?

AIMS Smart Banking ships an update monthly, and JCCB mPay every 7 months. Most recently, AIMS Smart Banking was updated on October 25, 2026 and JCCB mPay on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*