# MONIAC vs Fineyo

The clearest difference is update cadence: Fineyo at every 4 days against MONIAC's every 2 weeks. Fineyo also leads on ratings volume (12 vs 4). MONIAC's advantage is review sentiment (100% vs 81%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. MONIAC sells 4 in-app purchases, starting at $0.99 per 7 days and Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for MONIAC against 5.0 for Fineyo. Both are backed by a comparable volume of ratings — 4 and 12 respectively. Written reviews are what separate them: 100% of MONIAC's written reviews are positive against 81% of Fineyo's.

MONIAC ships an update every 2 weeks, Fineyo every 4 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | MONIAC | Fineyo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/moniac-track-expense-and-income/id1639349518/reviews) | [5.0 (12 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews) |
| Number of ratings | 4 | **12** |
| Positive reviews | **100.0% of reviews** | 81.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 32 MB | 164 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Oleksandr Orlov](https://appshunter.io/developer/1534481093) | [Deniss Dubinins](https://appshunter.io/developer/1663166942) |

## What reviewers say

### MONIAC

[App page](https://appshunter.io/ios/app/moniac-track-expense-and-income/id1639349518)

Effortlessly manage your money with this intuitive expense tracking app. Record and categorize spending, sync data across devices, and personalize categories for a clear financial overview. Achieve your financial goals with a user-friendly design.

**Highlights:** Expense tracking, Secure data synchronization, Customizable categories, User-friendly interface, Add attachments to records (Premium), Ad-free experience (Premium)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium Subscription | $0.99 | per 7 days |
| Monthly Premium Subscription | $1.99 | per month |
| Annual Premium Subscription | $12.99 | per year |
| Lifetime Premium | $24.99 | one-time |


### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.

**Highlights:** Voice input with AI, Siri, Spotlight, and Shortcuts integration, Automated transaction logging, Customizable budgets with alerts, Shared financial spaces, Detailed spending reports and charts, Offline functionality

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $0.99 | per 7 days |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $44.99 | one-time |


## Frequently asked questions

### Is MONIAC free?

MONIAC is free to download, with in-app purchases available.

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Which has better reviews, MONIAC or Fineyo?

MONIAC and Fineyo are both rated 5.0 out of 5 on the App Store, from 4 and 12 ratings respectively.

### Do MONIAC or Fineyo have ads?

Neither MONIAC nor Fineyo shows ads.

### Which is updated more often, MONIAC or Fineyo?

MONIAC ships an update every 2 weeks, and Fineyo every 4 days. Most recently, MONIAC was updated on November 3, 2026 and Fineyo on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*