# 房贷计算器 vs 养老金

The clearest difference is in-app purchases: 房贷计算器 at none against 养老金's 2. 房贷计算器 also leads on rating (5.0 vs 4.8) and iOS requirement (11.0 vs 15.6). 养老金's advantage is update cadence (every 6 days vs monthly) and ratings volume (4 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. 养老金 sells 2 in-app purchases, starting at $2.99 per month. 房贷计算器 asks for nothing beyond the download.

房贷计算器 holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

房贷计算器 ships an update monthly, 养老金 every 6 days. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 房贷计算器 | 养老金 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lpr/id1639521071/reviews)** | [4.8 (4 ratings)](https://appshunter.io/ios/app/id1665412016/reviews) |
| Number of ratings | 1 | **4** |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Every 6 days** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 19 MB | 79 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chongqing Breeze Technology Co., LTD](https://appshunter.io/developer/1745715341) | [Chengdu Cangmo Technology Co., Ltd](https://appshunter.io/developer/1668641241) |

## What reviewers say

### 房贷计算器

[App page](https://appshunter.io/ios/app/lpr/id1639521071)

This tool helps calculate mortgage payments, compare interest rates, and manage loans. It supports various loan types and provides detailed repayment information, including monthly payments and total interest. Users can also set repayment reminders to avoid missing deadlines.

**Highlights:** Mortgage payment calculation, Interest rate comparison, Loan management with reminders, Supports fixed, LPR, and provident fund loans, Calculates monthly payments and total interest, Compares different loan scenarios

**Features:** macOS Compatibility

**In-app purchases:** none


### 养老金

[App page](https://appshunter.io/ios/app/id1665412016)

Calculate your estimated retirement pension and social security contributions. Understand your take-home pay and how long it will take to recoup your contributions. Offers detailed and accurate calculations compared to similar apps.

**Highlights:** Pension calculation, Social security calculation, Detailed contribution breakdown, Recoupment period estimation, Accurate financial projections, VIP membership options

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 养老金VIP | $2.99 | per month |
| 养老金计算 | $12.99 | per 6 months |


## Frequently asked questions

### Is 房贷计算器 free?

房贷计算器 is free to download, with no in-app purchases.

### Is 养老金 free?

养老金 is free to download, with in-app purchases available.

### Which has better reviews, 房贷计算器 or 养老金?

房贷计算器 is rated higher. 房贷计算器 averages 5.0 out of 5 from 1 ratings, while 养老金 averages 4.8 from 4 ratings.

### Do 房贷计算器 or 养老金 have ads?

Both 房贷计算器 and 养老金 show ads.

### Which is updated more often, 房贷计算器 or 养老金?

房贷计算器 ships an update monthly, and 养老金 every 6 days. Most recently, 房贷计算器 was updated on October 18, 2026 and 养老金 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*