# Dolphin Smart Banking vs Punja Saving iSmart

The clearest difference is update cadence: Dolphin Smart Banking at every 3 weeks against Punja Saving iSmart's every 13 months. Dolphin Smart Banking also leads on device support. Punja Saving iSmart's advantage is iOS requirement (12.1 vs 15.6). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Dolphin Smart Banking ships an update every 3 weeks, Punja Saving iSmart every 13 months. The most recent releases landed on November 7, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Dolphin Smart Banking | Punja Saving iSmart |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | **Every 3 weeks** | Every 13 months |
| Size | 16 MB | 98 MB |
| Requires iOS | 15.6 | **12.1** |
| Devices | **iPhone, iPod** | — |
| Age rating | 4+ | 17+ |
| Developer | [MICRO BANKER NEPAL](https://appshunter.io/developer/1349199275) | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) |

## What reviewers say

### Dolphin Smart Banking

[App page](https://appshunter.io/ios/app/dolphin-smart-banking/id1639995007)

**Features:** macOS Compatibility

**In-app purchases:** none


### Punja Saving iSmart

[App page](https://appshunter.io/ios/app/punja-saving-ismart/id6466315822)

**In-app purchases:** none


## Frequently asked questions

### Is Dolphin Smart Banking free?

Dolphin Smart Banking is free to download, with no in-app purchases.

### Is Punja Saving iSmart free?

Punja Saving iSmart is free to download, with no in-app purchases.

### Which is updated more often, Dolphin Smart Banking or Punja Saving iSmart?

Dolphin Smart Banking ships an update every 3 weeks, and Punja Saving iSmart every 13 months. Most recently, Dolphin Smart Banking was updated on November 7, 2026 and Punja Saving iSmart on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*