# Unique Smart Banking vs Lapha Coop iSmart

The clearest difference is update cadence: Lapha Coop iSmart at weekly against Unique Smart Banking's monthly. Lapha Coop iSmart also leads on iOS requirement (12.1 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Unique Smart Banking ships an update monthly, Lapha Coop iSmart weekly. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Unique Smart Banking | Lapha Coop iSmart |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Size | 16 MB | 78 MB |
| Requires iOS | 15.6 | **12.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [MICRO BANKER NEPAL](https://appshunter.io/developer/1349199275) | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) |

## What reviewers say

### Unique Smart Banking

[App page](https://appshunter.io/ios/app/unique-smart-banking/id1639998648)

**Features:** macOS Compatibility

**In-app purchases:** none


### Lapha Coop iSmart

[App page](https://appshunter.io/ios/app/lapha-coop-ismart/id6749851068)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Unique Smart Banking free?

Unique Smart Banking is free to download, with no in-app purchases.

### Is Lapha Coop iSmart free?

Lapha Coop iSmart is free to download, with no in-app purchases.

### Do Unique Smart Banking or Lapha Coop iSmart have ads?

Neither Unique Smart Banking nor Lapha Coop iSmart shows ads.

### Which is updated more often, Unique Smart Banking or Lapha Coop iSmart?

Unique Smart Banking ships an update monthly, and Lapha Coop iSmart weekly. Most recently, Unique Smart Banking was updated on November 3, 2026 and Lapha Coop iSmart on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*