# Budget Flow | Expense Tracker vs Allowance

The clearest difference is in-app purchases: Allowance at none against Budget Flow | Expense Tracker's 4. Allowance also leads on rating (5.0 vs 4.8) and review sentiment (100% vs 91%). Budget Flow | Expense Tracker's advantage is ratings volume (330 vs 2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Allowance asks for nothing beyond the download.

Allowance holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 330 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 91% of Budget Flow | Expense Tracker's written reviews are positive against 100% of Allowance's.

Budget Flow | Expense Tracker ships an update every 10 days, Allowance weekly. The most recent releases landed on September 26, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Budget Flow | Expense Tracker | Allowance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (330 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/allowance/id6463812712/reviews)** |
| Number of ratings | **330** | 2 |
| Positive reviews | 90.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 147 MB | 32 MB |
| Requires iOS | 16.0 | **11.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fabian Hasse](https://appshunter.io/developer/1529861729) | [James Kokoska](https://appshunter.io/developer/1704737685) |

## What reviewers say

### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

**Highlights:** Track income and expenses, Manage multiple accounts and categories, Plan budgets for categories, Shared budgeting with multiple users, Secure data storage with no login, Offline functionality, Currency conversion

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


### Allowance

[App page](https://appshunter.io/ios/app/allowance/id6463812712)

This app helps you manage your personal finances by allowing you to set budgets and track your spending. You can define budget amounts and term lengths, then log transactions to stay within your financial limits and adjust your budget as needed.

**Highlights:** Set custom budgets, Define budget term lengths, Track individual transactions, Monitor remaining balance, Reset and adjust budgets

**In-app purchases:** none


## Frequently asked questions

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Is Allowance free?

Allowance is free to download, with no in-app purchases.

### Which has better reviews, Budget Flow | Expense Tracker or Allowance?

Allowance is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 330 ratings, while Allowance averages 5.0 from 2 ratings.

### Do Budget Flow | Expense Tracker or Allowance have ads?

Neither Budget Flow | Expense Tracker nor Allowance shows ads.

### Which is updated more often, Budget Flow | Expense Tracker or Allowance?

Budget Flow | Expense Tracker ships an update every 10 days, and Allowance weekly. Most recently, Budget Flow | Expense Tracker was updated on September 26, 2026 and Allowance on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*