# Budget Flow | Expense Tracker vs Xpenses

The clearest difference is update cadence: Budget Flow | Expense Tracker at every 2 weeks against Xpenses's every 2 months. Budget Flow | Expense Tracker also leads on ratings volume (337 vs 1) and device support (4 vs 2). Xpenses's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Xpenses sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Xpenses holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 337 ratings behind it against 1, so its average is the more settled of the two.

Budget Flow | Expense Tracker ships an update every 2 weeks, Xpenses every 2 months. The most recent releases landed on October 27, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Budget Flow | Expense Tracker | Xpenses |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (337 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/xpenses-finances-tracker/id6743875432/reviews)** |
| Number of ratings | **337** | 1 |
| Positive reviews | 90.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | Freemium |
| Size | 147 MB | 12 MB |
| Requires iOS | **16.0** | 17 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Fabian Hasse](https://appshunter.io/developer/1529861729) | [Ana Filipe](https://appshunter.io/developer/1805012579) |

## What reviewers say

### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

**Highlights:** Track income and expenses, Manage multiple accounts and categories, Plan budgets for categories, Shared budgeting with multiple users, Secure data storage with no login, Offline functionality, Currency conversion

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


### Xpenses

[App page](https://appshunter.io/ios/app/xpenses-finances-tracker/id6743875432)

Manage your personal finances with a privacy-focused expense tracker. Organize spending, set budgets, and gain insights into your financial habits with local data storage and no ads.

**Highlights:** Unlimited expense & income tracking, Local-only data storage, Predefined and custom categories, Monthly summaries and graphs, iCloud Sync, Partner Sharing, CSV Import & Export

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Xpenses Premium (1 Month) | $0.99 | per month |
| Xpenses Premium (1 Year) | $8.99 | per year |
| Premium Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Is Xpenses free?

Xpenses is free to download, with in-app purchases available.

### Which has better reviews, Budget Flow | Expense Tracker or Xpenses?

Xpenses is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 337 ratings, while Xpenses averages 5.0 from 1 ratings.

### Do Budget Flow | Expense Tracker or Xpenses have ads?

Neither Budget Flow | Expense Tracker nor Xpenses shows ads.

### Which is updated more often, Budget Flow | Expense Tracker or Xpenses?

Budget Flow | Expense Tracker ships an update every 2 weeks, and Xpenses every 2 months. Most recently, Budget Flow | Expense Tracker was updated on October 27, 2026 and Xpenses on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*