# Budget Flow | Expense Tracker vs Monfy

The clearest difference is ratings volume: Budget Flow | Expense Tracker at 343 against Monfy's 2. Budget Flow | Expense Tracker also leads on device support (4 vs 2). Monfy's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Monfy sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Monfy holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 343 ratings behind it against 2, so its average is the more settled of the two.

Budget Flow | Expense Tracker ships an update every 2 weeks, Monfy every 8 days. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Budget Flow | Expense Tracker | Monfy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (343 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monfy-budget-expense-tracker/id6751854988/reviews)** |
| Number of ratings | **343** | 2 |
| Positive reviews | 90.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 216 MB | 69 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fabian Hasse](https://appshunter.io/developer/1529861729) | [Lutfullah Ozturk](https://appshunter.io/developer/1837216247) |

## What reviewers say

### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly finance app. It offers secure offline use, customizable dashboards, and robust budgeting tools. Manage multiple accounts, plan budgets, and even share data for collaborative financial management.

**Highlights:** Track income and expenses, Customizable dashboard, Multiple accounts and categories, Budget planning, Shared budgeting, Offline use, Secure data storage

**Features:** Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


### Monfy

[App page](https://appshunter.io/ios/app/monfy-budget-expense-tracker/id6751854988)

Effortlessly track expenses, manage budgets, and understand financial habits with AI-powered receipt scanning. Sync accounts for shared expenses and monitor subscriptions to avoid overspending.

**Highlights:** AI receipt scanning, Expense and income tracking, Shared budget management, Subscription monitoring, Recurring transaction tracking, Detailed financial reports, Travel expense budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Aylık Premium Paket | $2.99 | per month |


## Frequently asked questions

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Is Monfy free?

Monfy is free to download, with in-app purchases available.

### Which has better reviews, Budget Flow | Expense Tracker or Monfy?

Monfy is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 343 ratings, while Monfy averages 5.0 from 2 ratings.

### Do Budget Flow | Expense Tracker or Monfy have ads?

Neither Budget Flow | Expense Tracker nor Monfy shows ads.

### Which is updated more often, Budget Flow | Expense Tracker or Monfy?

Budget Flow | Expense Tracker ships an update every 2 weeks, and Monfy every 8 days. Most recently, Budget Flow | Expense Tracker was updated on November 7, 2026 and Monfy on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*