# Budget Flow | Expense Tracker vs Spendaq

The clearest difference is ratings volume: Budget Flow | Expense Tracker at 341 against Spendaq's 2. Budget Flow | Expense Tracker also leads on rating (4.8 vs 4.5). Spendaq's advantage is review sentiment (100% vs 90%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Spendaq sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 341 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 90% of Budget Flow | Expense Tracker's written reviews are positive against 100% of Spendaq's, so the app with the better star average is not the one people write more warmly about.

Budget Flow | Expense Tracker ships an update every 2 weeks, Spendaq every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budget Flow | Expense Tracker | Spendaq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (341 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137/reviews) |
| Number of ratings | **341** | 2 |
| Positive reviews | 90.3% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 215 MB | 14 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Fabian Hasse](https://appshunter.io/developer/1529861729) | [Rakib Joarder](https://appshunter.io/developer/1490618520) |

## What reviewers say

### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers secure offline use, customizable dashboards, and robust budget planning tools to help you achieve your financial goals.

**Highlights:** Track income and expenses, Customizable dashboard, Multiple accounts and categories, Budget planning, Shared budgeting, Secure data storage, Offline use

**Features:** Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


### Spendaq

[App page](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137)

This app helps you track your expenses and manage your budget without needing to link bank accounts. It offers a private and secure way to monitor your spending, set budget limits, and view detailed reports. Features include quick transaction logging, recurring bill reminders, and customizable categories.

**Highlights:** Fast expense logging, Customizable budgets, Privacy-focused design, Offline functionality, Data export (Pro), Multiple financial vaults (Pro)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendaq Pro Monthly | $4.99 | per month |
| Spendaq Pro Annual | $29.99 | per year |
| Spendaq Pro – Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Is Spendaq free?

Spendaq is free to download, with in-app purchases available.

### Which has better reviews, Budget Flow | Expense Tracker or Spendaq?

Budget Flow | Expense Tracker is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 341 ratings, while Spendaq averages 4.5 from 2 ratings.

### Do Budget Flow | Expense Tracker or Spendaq have ads?

Neither Budget Flow | Expense Tracker nor Spendaq shows ads.

### Which is updated more often, Budget Flow | Expense Tracker or Spendaq?

Budget Flow | Expense Tracker ships an update every 2 weeks, and Spendaq every 3 weeks. Most recently, Budget Flow | Expense Tracker was updated on November 3, 2026 and Spendaq on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*