# Budget Flow | Expense Tracker vs 云鑫账单管家

The clearest difference is in-app purchases: 云鑫账单管家 at none against Budget Flow | Expense Tracker's 4. 云鑫账单管家 also leads on rating (5.0 vs 4.8). Budget Flow | Expense Tracker's advantage is ratings volume (343 vs 1) and device support (4 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. 云鑫账单管家 asks for nothing beyond the download.

云鑫账单管家 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 343 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Budget Flow | Expense Tracker | 云鑫账单管家 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (343 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6790917944/reviews)** |
| Number of ratings | **343** | 1 |
| Positive reviews | 90.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 216 MB | 5 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Fabian Hasse](https://appshunter.io/developer/1529861729) | [Shaanxi Yunxin Industry Co., Ltd.](https://appshunter.io/developer/1841429258) |

## What reviewers say

### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers secure offline use, customizable dashboards, and robust budget planning tools to help you achieve your financial goals.

**Highlights:** Track income and expenses, Customizable dashboard, Multiple accounts and categories, Budget planning, Shared budgeting, Secure data storage, Offline use

**Features:** Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


### 云鑫账单管家

[App page](https://appshunter.io/ios/app/id6790917944)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Is 云鑫账单管家 free?

云鑫账单管家 is free to download, with no in-app purchases.

### Which has better reviews, Budget Flow | Expense Tracker or 云鑫账单管家?

云鑫账单管家 is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 343 ratings, while 云鑫账单管家 averages 5.0 from 1 ratings.

### Do Budget Flow | Expense Tracker or 云鑫账单管家 have ads?

Neither Budget Flow | Expense Tracker nor 云鑫账单管家 shows ads.

### Which is updated more often, Budget Flow | Expense Tracker or 云鑫账单管家?

Budget Flow | Expense Tracker ships an update every 2 weeks, and 云鑫账单管家 every 2 weeks. Most recently, Budget Flow | Expense Tracker was updated on November 7, 2026 and 云鑫账单管家 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*