# Budget Flow | Expense Tracker vs bam debts

The clearest difference is in-app purchases: bam debts at none against Budget Flow | Expense Tracker's 4. bam debts also leads on update cadence (every 5 days vs every 2 weeks). Budget Flow | Expense Tracker's advantage is device support (4 vs 1). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. bam debts asks for nothing beyond the download.

Budget Flow | Expense Tracker ships an update every 2 weeks, bam debts every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budget Flow | Expense Tracker | bam debts |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (341 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews)** | — |
| Number of ratings | **341** | — |
| Positive reviews | 90.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 215 MB | 16 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Fabian Hasse](https://appshunter.io/developer/1529861729) | [Verbeet UG (haftungsbeschränkt)](https://appshunter.io/developer/6816240972) |

## What reviewers say

### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers secure offline use, customizable dashboards, and robust budget planning tools to help you achieve your financial goals.

**Highlights:** Track income and expenses, Customizable dashboard, Multiple accounts and categories, Budget planning, Shared budgeting, Secure data storage, Offline use

**Features:** Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


### bam debts

[App page](https://appshunter.io/ios/app/bam-debts/id6816240970)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Is bam debts free?

bam debts is free to download, with no in-app purchases.

### Do Budget Flow | Expense Tracker or bam debts have ads?

Neither Budget Flow | Expense Tracker nor bam debts shows ads.

### Which is updated more often, Budget Flow | Expense Tracker or bam debts?

Budget Flow | Expense Tracker ships an update every 2 weeks, and bam debts every 5 days. Most recently, Budget Flow | Expense Tracker was updated on November 3, 2026 and bam debts on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*