4Ducks vs Fintry

4Ducks helps you see exactly what you can spend and save — without ever connecting your bank. Non-monthly bills, a paycheck that changes, savings goals you actually reach: 4Ducks turns the whole picture into one honest number you can plan around. WHY 4DUCKS IS DIFFERENT • No bank login, ever. Your data is never sold or shared, and stays on your device by default — private by design. • Optional Sync across your devices — encrypted and private to you. • Built for income that changes — freelance, gig, commission, tips, seasonal. • Handles bills that aren't monthly — annual, semi-annual, quarterly — set aside a little each month so the big ones never blindside you. • Calm, not gamified. No streaks, no guilt, no confetti — just clarity. GET YOUR DUCKS IN A ROW ● Know what you make and spend — a clear monthly number drawn from a pile of due dates. ● Always be saving — see what you can sustainably set aside every month. ● Toward freedom — pay down debt and pay your bills on time. ● Never miss a due date — timely reminders for what's coming before payday. HOW IT WORKS 1. Add your bills — even the ones that aren't monthly. Annual, quarterly, every few years: 4Ducks sets aside a little each month so the big ones never land as a surprise. 2. Add your income — steady or uneven. 4Ducks plans around what you actually make, so a lighter month doesn't catch you off guard. 3. See what's yours to spend. From all those due dates, 4Ducks gives you a single monthly figure — what's safe to spend, and what you can set aside. 4. Aim at what matters. Set a savings goal and get a realistic date you'll reach it; pay down debt and watch a real debt-free date arrive. 5. Stay ahead. Timely reminders show what's coming before payday — no missed dates, no late fees. That's the 4Ducks way: clear, calm, private, and yours. FEATURES • Track bills and expenses by category and due date • Optional cross-device Sync — encrypted and private to you • Smart due-date reminders • Savings goals with a realistic "afford-by" date • Plan for non-monthly bills automatically • See what's due before your next paycheck • English and Spanish • Ad-free Your data is yours: private, never sold, and never shared — and no bank login, ever. Everything stays on your device by default; you don't even need an account to get started.

See where your money is. Grow it step by step. The app is easy to use and made for people who want to save more, invest smarter, and build passive income — even if they’re just starting. See Everything in One Place Enter what you own and what you owe: •⁠ ⁠Cash, bank accounts •⁠ ⁠Stocks, crypto, real estate •⁠ ⁠Watches, cars, and more •⁠ ⁠Loans, credit cards, mortgage Fintry adds it all up and shows your real net worth in one simple view. Ask Anything, Get Smart Ideas Fintry has a built-in AI chat. It understands your finances and goals and gives you ideas to save more, invest smarter, or reach your targets faster. Just ask — it’s like having a money expert in your pocket (without the jargon). Learn How to Grow Wealth Inside the app, you’ll also find simple, practical lessons on: •⁠ ⁠Saving money without cutting your lifestyle •⁠ ⁠Investing, even with small amounts •⁠ ⁠Building passive income •⁠ ⁠Reaching financial freedom, step by step Who It's For Fintry is made for people who: •⁠ ⁠Want to grow wealth but don’t know where to start •⁠ ⁠Want to stop wasting money without changing everything •⁠ ⁠Want to build freedom and better choices with money •⁠ ⁠Want one simple place to track it all Private & Secure Your data is encrypted and stays with you. Fintry never shares your info. Coming Soon: Auto-Tracking Soon you’ll be able to connect your bank, broker, or wallet to Fintry. Your accounts will update automatically — no more typing needed. What’s Next: Copy Popular Portfolios Ever wanted to invest like a famous entrepreneur or investor? You’ll soon be able to copy their portfolios by connecting your brokerage — coming soon to Fintry. Note: Fintry is a paid experience, Download Fintry and subscribe to unlock your real financial potential! Disclaimer: Fintry provides general information and tools based on the data you enter. It does not offer financial advice and is not a financial advisor. Fintry does not hold or manage any user funds. Always do your own research before making financial decisions. Terms of Use Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/