# SME@Work vs MKMPay

The clearest difference is update cadence: MKMPay at every 10 days against SME@Work's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SME@Work ships an update every 10 months, MKMPay every 10 days. The most recent releases landed on September 1, 2026 and June 22, 2026 respectively.

## The numbers

| Metric | SME@Work | MKMPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 90.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 10 days** |
| Monetization | — | Free |
| Size | 58 MB | 57 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bank Islam Malaysia Bhd](https://appshunter.io/developer/581462166) | [MKM CAPITAL SDN BHD](https://appshunter.io/developer/1787337036) |

## What reviewers say

### SME@Work

[App page](https://appshunter.io/ios/app/smework/id1640546842)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MKMPay

[App page](https://appshunter.io/ios/app/mkmpay/id6739861391)

Manage your money effortlessly with an advanced e-wallet designed for convenience and security. Perform instant transfers, pay bills, track expenses in real-time, and integrate bank accounts and cards all in one user-friendly platform.

**Highlights:** Instant money transfers, Easy bill payments, Real-time expense tracking, Bank and card integration, Robust security features, User-friendly interface, Global accessibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SME@Work free?

SME@Work is free to download, with no in-app purchases.

### Is MKMPay free?

MKMPay is free to download, with no in-app purchases.

### Do SME@Work or MKMPay have ads?

Neither SME@Work nor MKMPay shows ads.

### Which is updated more often, SME@Work or MKMPay?

SME@Work ships an update every 10 months, and MKMPay every 10 days. Most recently, SME@Work was updated on September 1, 2026 and MKMPay on June 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*