# 貯蓄の窓口 by Habitto vs 第一生命NEOBANK

The clearest difference is rating: 第一生命NEOBANK at 5.0 against 貯蓄の窓口 by Habitto's 3.7. 第一生命NEOBANK also leads on review sentiment (80% vs 67%). 貯蓄の窓口 by Habitto's advantage is update cadence (every 2 weeks vs every 5 weeks) and monetization model (ad-supported vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

第一生命NEOBANK holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 67% of 貯蓄の窓口 by Habitto's written reviews are positive against 80% of 第一生命NEOBANK's.

貯蓄の窓口 by Habitto ships an update every 2 weeks, 第一生命NEOBANK every 5 weeks. Both last shipped on October 30, 2026.

## The numbers

| Metric | 貯蓄の窓口 by Habitto | 第一生命NEOBANK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/by-habitto/id1641045189/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/neobank/id6444480127/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 66.7% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 5 weeks |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 135 MB | 108 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Habitto](https://appshunter.io/developer/1641045191) | [Daiichi Life Insurance Co., Ltd.](https://appshunter.io/developer/642721687) |

## What reviewers say

### 貯蓄の窓口 by Habitto

[App page](https://appshunter.io/ios/app/by-habitto/id1641045189)

This digital banking app offers integrated savings, investment, and insurance services. Receive personalized support from financial advisors via chat or video sessions to build better money habits. It provides a high-interest savings account and a debit card with cashback rewards.

**Highlights:** High-interest savings account (0.6% APY), Debit card with 0.8% cashback, Personalized financial advice, In-app chat and video consultations, ATM access (7-Bank, AEON, JP Post), Savings, investment, and insurance services

**In-app purchases:** none


### 第一生命NEOBANK

[App page](https://appshunter.io/ios/app/neobank/id6444480127)

Manage your banking needs conveniently through a smartphone app. Enjoy benefits like earning points, fee-free transactions, and secure online shopping with a virtual debit card. Open an account quickly and access various financial services.

**Highlights:** Earn and redeem points, Fee-free ATM and transfers, Cardless ATM withdrawals, Virtual debit card for online shopping, Real-time transaction notifications, Foreign currency deposits, Loan applications

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 貯蓄の窓口 by Habitto free?

貯蓄の窓口 by Habitto is free to download, with no in-app purchases.

### Is 第一生命NEOBANK free?

第一生命NEOBANK is free to download, with no in-app purchases.

### Which has better reviews, 貯蓄の窓口 by Habitto or 第一生命NEOBANK?

第一生命NEOBANK is rated higher. 貯蓄の窓口 by Habitto averages 3.7 out of 5 from 3 ratings, while 第一生命NEOBANK averages 5.0 from 1 ratings.

### Do 貯蓄の窓口 by Habitto or 第一生命NEOBANK have ads?

Neither 貯蓄の窓口 by Habitto nor 第一生命NEOBANK shows ads.

### Which is updated more often, 貯蓄の窓口 by Habitto or 第一生命NEOBANK?

貯蓄の窓口 by Habitto ships an update every 2 weeks, and 第一生命NEOBANK every 5 weeks. Most recently, 貯蓄の窓口 by Habitto was updated on October 30, 2026 and 第一生命NEOBANK on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*