# 貯蓄の窓口 by Habitto vs 京王NEOBANK

The clearest difference is update cadence: 貯蓄の窓口 by Habitto at every 2 weeks against 京王NEOBANK's every 2 months. 貯蓄の窓口 by Habitto also leads on monetization model (ad-supported vs free with in-app purchases) and review sentiment (67% vs 56%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

貯蓄の窓口 by Habitto ships an update every 2 weeks, 京王NEOBANK every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | 貯蓄の窓口 by Habitto | 京王NEOBANK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/by-habitto/id1641045189/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | **66.7% of reviews** | 55.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 135 MB | 104 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Habitto](https://appshunter.io/developer/1641045191) | [KEIO CORPORATION](https://appshunter.io/developer/1078553610) |

## What reviewers say

### 貯蓄の窓口 by Habitto

[App page](https://appshunter.io/ios/app/by-habitto/id1641045189)

This digital banking app offers integrated savings, investment, and insurance services. Receive personalized support from financial advisors via chat or video sessions to build better money habits. It provides a high-interest savings account and a debit card with cashback rewards.

**Highlights:** High-interest savings account (0.6% APY), Debit card with 0.8% cashback, Personalized financial advice, In-app chat and video consultations, ATM access (7-Bank, AEON, JP Post), Savings, investment, and insurance services

**In-app purchases:** none


### 京王NEOBANK

[App page](https://appshunter.io/ios/app/neobank/id6450409925)

This banking app offers convenient account management, including instant account opening via smartphone, secure transactions, and easy access to loans and foreign currency deposits. Earn Keio points for everyday banking activities and enjoy ATM withdrawals without a physical card.

**Highlights:** Instant account opening, Cardless ATM withdrawals, Smartphone debit card, Foreign currency deposits, Loan applications, Real-time transaction notifications, Keio point rewards

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 貯蓄の窓口 by Habitto free?

貯蓄の窓口 by Habitto is free to download, with no in-app purchases.

### Is 京王NEOBANK free?

京王NEOBANK is free to download, with no in-app purchases.

### Do 貯蓄の窓口 by Habitto or 京王NEOBANK have ads?

Neither 貯蓄の窓口 by Habitto nor 京王NEOBANK shows ads.

### Which is updated more often, 貯蓄の窓口 by Habitto or 京王NEOBANK?

貯蓄の窓口 by Habitto ships an update every 2 weeks, and 京王NEOBANK every 2 months. Most recently, 貯蓄の窓口 by Habitto was updated on November 3, 2026 and 京王NEOBANK on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*