Comparison

myNILpay vs Fanstake

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myNILpay

This platform enables fans and businesses to directly pay college student athletes in an NCAA-compliant manner. It empowers athletes across all divisions and sports to monetize their Name, Image, and Likeness (NIL) through direct deposits and provides support services.

Highlights
  • Direct NIL payments to college athletes
  • NCAA compliant transactions
  • Support for all divisions and sports
  • Monetize Name, Image, and Likeness
  • Direct deposit to athlete bank accounts
  • Resources for tax, career, and financial literacy
Features
Read full description

myNILpay is a first-of-its-kind digital platform that allows any fan, or business, or collective an NCAA compliant way to direct-pay college student athletes. All 1,000+ schools and 500,000+ NCAA athletes, providing an opportunity for athletes at all levels (D1-D2-D3) and all sports and all genders to monetize their Name. Image. and Likeness (N.I.L.). HOW IT WORKS: The fan selects the athlete to receive funds Email is sent directly to Athlete school email (.edu) The athlete accepts and the funds get deposited directly to their bank account. That’s it. No other action by the athlete is required. FOR STUDENT ATHLETES: N.I.L. monetization has been focused on high-profile players in revenue sports leaving out the 450,000+ student athletes that play all sports at all levels of competition. myNILpay is for all student athletes that have family, friends, alumni, hometown support, social media followers, anyone they can think of, that wants to help support them while they are attending college. myNILpay will provide direct support for tax services, career services, wealth management, NIL education and financial literacy resources to qualified athletes utilizing the app. FOR BUSINESS & CHARITIES: myNILpay offers a centralized hub for businesses and charities to contact student athletes to initiate traditional sponsorship opportunities, reducing the friction of the transaction and providing increased financial value for both the business and the student athlete. COMPLIANCE: myNILpay will keep athletes compliant by keeping track of the transactions and reporting the results monthly to their schools. myNILpay’s approach can protect fans from issues with the facilitation of questionable or illegal NIL transactions by facilitating a taxable transaction.

About

Fanstake

Engage with your favorite sports teams and athletes by making free weekly picks and participating in fan-funded NIL deals. Compete on leaderboards, earn rewards, and directly support athletes and teams, redefining fan engagement.

Highlights
  • Free weekly sports picks
  • Fanbase leaderboards
  • Direct athlete/team support
  • Fan-funded NIL deals
  • Rewards for fan activity
  • Upcoming games and modes
Features
Read full description

THE BEST APP FOR COLLEGE SPORTS: Fanstake is where college sports fans go on the record. Select your school, drop your takes, play 1v1 or in groups, and earn points for being right - for you, and for your team. Every point pushes your and your squad up the leaderboard toward real sponsorship deals for your program, and real rewards for you. FANDOM, ON THE RECORD: Weigh in on the takes your fanbase is talking about, and we’ll be keeping the receipts. Will your QB live up to the hype? Have the right coaching staff? Vote, post, and connect to see instantly where your fanbase stands. When you call it right, you score - and your school does too. STATS, PREDICTIONS, RATINGS: Go deeper than the box score. Live depth charts, head-to-head player comparisons, and fan scores on every roster. Lock in your own Top 25 ballot and see how fans rank the country against the AP Poll. Rate every game your team plays. Grade your head coach with a weekly approval vote. Call the big matchups before kickoff and collect points when the dust settles. FAN DNA: Every take, vote, and prediction builds your Fan DNA — a fingerprint of who you are as a fan. Loyalty. Accuracy. Insight. Engagement. Are you temperamental, steady, loyal or fair weather? Build your streaks, raise your credentials, and unlock levels of access exclusive to each tier. HUDDLE UP: Private spaces just for your team and your people. Gameday threads, recruiting talk, portal watch — the real insight from the inside, connected to unrivaled stats and data. PLAY FOR YOUR TEAM: Go head-to-head against fans from rival schools in 1v1 matchups and on nation-wide and conference leaderboards. Fanstake is an always-on, active competition, with honest-to-goodness NIL deals on the line for your squad. Here, you genuinely are “playing for your team.” REAL REWARDS: Points become perks: exclusive huddles, merch discounts, gift cards, VIP multipliers, ticket draws, and inner-circle access. Support for them on the field equals rewards for you off of it. One school. One squad. Your voice counts here. Download Fanstake and have a stake in your program’s success!

Screenshots

myNILpay4 screens
Fanstake4 screens

Verdict

The call

The clearest difference is update cadence: myNILpay at every 3 weeks against Fanstake's every 4 months. Fanstake's advantage is rating (5.0 vs 4.8). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Fanstake holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 20 and 14 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

myNILpay ships an update every 3 weeks, Fanstake every 4 months. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
myNILpay versus Fanstake: the parameters behind the verdict, then further details
ParametermyNILpayFanstake
PriceFreeFree
Rating4.8 (20 ratings)5.0 (14 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings20 — better14
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.5
Further details — not scored
Size137 MB12 MB
Age rating4+4+
DevelopermyNILpay, Inc.Fanstake, Inc

Customer experience

myNILpay

All ratings20 ratings
Positive95.0%
Neutral0.0%
Negative5.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Fanstake

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

myNILpay

No in-app purchases

None

Fanstake

No in-app purchases

Questions

Is myNILpay free?
myNILpay is free to download, with no in-app purchases.
Is Fanstake free?
Fanstake is free to download, with no in-app purchases.
Which has better reviews, myNILpay or Fanstake?
Fanstake is rated higher. myNILpay averages 4.8 out of 5 from 20 ratings, while Fanstake averages 5.0 from 14 ratings.
Do myNILpay or Fanstake have ads?
Neither myNILpay nor Fanstake shows ads.
Which is updated more often, myNILpay or Fanstake?
myNILpay ships an update every 3 weeks, and Fanstake every 4 months. Most recently, myNILpay was updated on October 10, 2026 and Fanstake on October 24, 2026.

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