# io.finnet vs Utila

The clearest difference is rating: io.finnet at 5.0 against Utila's 3.0. Utila's advantage is iOS requirement (15.5 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

io.finnet holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 3 and 2 respectively.

io.finnet ships an update every 6 weeks, Utila every 3 weeks. The most recent releases landed on June 4, 2026 and August 21, 2026 respectively.

## The numbers

| Metric | io.finnet | Utila |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/iofinnet/id1641136546/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/utila/id6443589681/reviews) |
| Number of ratings | **3** | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 63 MB | 116 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Io FinNet Group, Inc.](https://appshunter.io/developer/1641136548) | [Utila Inc.](https://appshunter.io/developer/1647437991) |

## What reviewers say

### io.finnet

[App page](https://appshunter.io/ios/app/iofinnet/id1641136546)

This app allows clients to securely authorize financial operations initiated from a web dashboard. It provides self-custody of digital assets, instant settlement, and multi-currency payment rails with customizable security policies.

**Highlights:** Authorize web operations, Validate vault creation, Approve transactions, Adjust vault settings, Self-custody of digital assets, DeFi integration, Instant settlement, Multi-currency payment rails

**Features:** macOS Compatibility

**In-app purchases:** none


### Utila

[App page](https://appshunter.io/ios/app/utila/id6443589681)

This app offers a secure and fast mobile experience for organizations managing digital assets. It allows for easy approval and signing of transactions, secure asset management, and interaction with decentralized applications. Built with advanced security features like Multi-Party Computation, it ensures private keys are never compromised.

**Highlights:** Approve and sign transactions, Manage and transfer digital assets, Multi-Party Computation (MPC) security, Decode EVM payloads, Multi-vault control, Interact with dApps via WalletConnect

**In-app purchases:** none


## Frequently asked questions

### Is io.finnet free?

io.finnet is free to download, with no in-app purchases.

### Is Utila free?

Utila is free to download, with no in-app purchases.

### Which has better reviews, io.finnet or Utila?

io.finnet is rated higher. io.finnet averages 5.0 out of 5 from 3 ratings, while Utila averages 3.0 from 2 ratings.

### Do io.finnet or Utila have ads?

Neither io.finnet nor Utila shows ads.

### Which is updated more often, io.finnet or Utila?

io.finnet ships an update every 6 weeks, and Utila every 3 weeks. Most recently, io.finnet was updated on June 4, 2026 and Utila on August 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*