# ECTFCU Mobile Banking vs Split Pay

The clearest difference is update cadence: Split Pay at every 2 weeks against ECTFCU Mobile Banking's every 14 months. Split Pay also leads on chart position (#97 vs unranked). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ECTFCU Mobile Banking ships an update every 14 months, Split Pay every 2 weeks. The most recent releases landed on September 29, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | ECTFCU Mobile Banking | Split Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (20K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews)** |
| Number of ratings | — | **20K** |
| Positive reviews | — | 71.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 2 weeks** |
| Monetization | — | Free |
| Best chart rank | — | **#97** |
| Size | 28 MB | 65 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Essex County Teachers FCU](https://appshunter.io/developer/1184984696) | [Visible Ideas](https://appshunter.io/developer/1685211689) |

## What reviewers say

### ECTFCU Mobile Banking

[App page](https://appshunter.io/ios/app/ectfcu-mobile-banking/id1641527701)

**In-app purchases:** none


### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #97 Top Free · Finance (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


## Frequently asked questions

### Is ECTFCU Mobile Banking free?

ECTFCU Mobile Banking is free to download, with no in-app purchases.

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Do ECTFCU Mobile Banking or Split Pay have ads?

Neither ECTFCU Mobile Banking nor Split Pay shows ads.

### Which is updated more often, ECTFCU Mobile Banking or Split Pay?

ECTFCU Mobile Banking ships an update every 14 months, and Split Pay every 2 weeks. Most recently, ECTFCU Mobile Banking was updated on September 29, 2026 and Split Pay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*