# Citizens Pay vs Booklet

The clearest difference is in-app purchases: Citizens Pay at none against Booklet's 2. Citizens Pay also leads on ratings volume (15K vs 2) and device support (3 vs 1). Booklet's advantage is update cadence (every 3 days vs every 6 weeks). On price, rating and ads there is nothing between them.

Both are free to download. Booklet sells 2 in-app purchases, starting at $19.99 per month. Citizens Pay asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Citizens Pay against 5.0 for Booklet. That said, the two scores are not equally well evidenced: Citizens Pay has 15K ratings behind it against 2, so its average is the more settled of the two.

Citizens Pay ships an update every 6 weeks, Booklet every 3 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Citizens Pay | Booklet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (15K ratings)](https://appshunter.io/ios/app/citizens-pay/id1641778457/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/booklet-receipts/id6776706268/reviews)** |
| Number of ratings | **15K** | 2 |
| Positive reviews | 41.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 79 MB | 13 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Citizens Bank, N.A.](https://appshunter.io/developer/388082491) | [Kirk Washam](https://appshunter.io/developer/1069783430) |

## What reviewers say

### Citizens Pay

[App page](https://appshunter.io/ios/app/citizens-pay/id1641778457)

Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.

**Highlights:** 24/7 secure account access, Paperless PDF statements, Schedule one-time payments, Set up Auto Pay, View account balance, Track transaction history

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Easy and convenient payment
- 🕰️ Able to pay early or set up auto-pay
- 👍 Seamless application process
- 🙏 Understanding and patient with customers

**What reviewers complain about**

- 🐛 App freezes or crashes frequently
- 🔑 Login issues, unable to log in
- 🤖 Widget doesn't work in dark mode
- 🔒 Unethical practices to charge fees

**Reported bugs**

- Login screen freezes or shows errors
- App not compatible with latest iOS versions
- Blank screens and server errors
- Can't make more than minimum payment with auto-pay

**Requested features**

- Add Face ID or biometric login
- Allow pasting passwords
- Show payment details after making a payment
- Improve app stability and performance


### Booklet

[App page](https://appshunter.io/ios/app/booklet-receipts/id6776706268)

This app uses AI to automatically categorize and track business expenses from receipts. It provides tax estimates and generates exportable reports for freelancers and sole proprietors.

**Highlights:** AI receipt scanning, Automatic expense categorization, Schedule C tax estimates, Mileage tracking, CSV tax export, Encrypted data storage

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Booklet Pro (Monthly) | $19.99 | per month |
| Booklet Pro (Annual) | $190.00 | per year |


## Frequently asked questions

### Is Citizens Pay free?

Citizens Pay is free to download, with no in-app purchases.

### Is Booklet free?

Booklet is free to download, with in-app purchases available.

### Which has better reviews, Citizens Pay or Booklet?

Booklet is rated higher. Citizens Pay averages 4.9 out of 5 from 15K ratings, while Booklet averages 5.0 from 2 ratings.

### Do Citizens Pay or Booklet have ads?

Neither Citizens Pay nor Booklet shows ads.

### Which is updated more often, Citizens Pay or Booklet?

Citizens Pay ships an update every 6 weeks, and Booklet every 3 days. Most recently, Citizens Pay was updated on November 8, 2026 and Booklet on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*