# FTB Merchant vs PPCBank

The clearest difference is update cadence: PPCBank at monthly against FTB Merchant's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FTB Merchant ships an update every 3 months, PPCBank monthly. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FTB Merchant | PPCBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.3 (6 ratings)](https://appshunter.io/ios/app/ppcbank/id6746798351/reviews)** |
| Number of ratings | — | **6** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | — | Free |
| Size | 102 MB | 282 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Foreign Trade Bank of Cambodia](https://appshunter.io/developer/1248167628) | [PHNOM PENH COMMERCIAL BANK](https://appshunter.io/developer/1207716705) |

## What reviewers say

### FTB Merchant

[App page](https://appshunter.io/ios/app/ftb-merchant/id1641870409)

**Features:** macOS Compatibility

**In-app purchases:** none


### PPCBank

[App page](https://appshunter.io/ios/app/ppcbank/id6746798351)

Manage your finances, open accounts, and make transfers with this secure mobile banking application. Access smart financial advice, pay bills, and withdraw cash cardlessly. Enjoy multilingual support and find nearby ATMs and branches.

**Highlights:** Seamless account opening, Comprehensive financial snapshot, Remote account management, Instant and scheduled transfers, International money transfers, Cardless cash withdrawals, Convenient bill payments, Instant QR payments

**In-app purchases:** none


## Frequently asked questions

### Is FTB Merchant free?

FTB Merchant is free to download, with no in-app purchases.

### Is PPCBank free?

PPCBank is free to download, with no in-app purchases.

### Do FTB Merchant or PPCBank have ads?

Neither FTB Merchant nor PPCBank shows ads.

### Which is updated more often, FTB Merchant or PPCBank?

FTB Merchant ships an update every 3 months, and PPCBank monthly. Most recently, FTB Merchant was updated on October 14, 2026 and PPCBank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*