# 교보생명 vs 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

The clearest difference is update cadence: 교보생명 at every 2 weeks against 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s every 4 months. 교보생명 also leads on ratings volume (10 vs 2). 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s advantage is rating (2.5 vs 2.2) and review sentiment (75% vs 62%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) holds the better App Store score, 2.5 against 2.2. That said, the two scores are not equally well evidenced: 교보생명 has 10 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 62% of 교보생명's written reviews are positive against 75% of 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s.

교보생명 ships an update every 2 weeks, 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 4 months. Both last shipped on October 25, 2026.

## The numbers

| Metric | 교보생명 | 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (10 ratings)](https://appshunter.io/ios/app/id1642268866/reviews) | **[2.5 (2 ratings)](https://appshunter.io/ios/app/pay-plus/id6479675842/reviews)** |
| Number of ratings | **10** | 2 |
| Positive reviews | 61.5% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 153 MB | 90 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kyobo Life Insurance Co.,LTD.](https://appshunter.io/developer/413172482) | [비즈플레이(주)](https://appshunter.io/developer/1056025365) |

## What reviewers say

### 교보생명

[App page](https://appshunter.io/ios/app/id1642268866)

Manage all your financial services, including insurance, pensions, loans, and funds, in one place. Easily claim insurance benefits for yourself and others, and access a wide range of cultural and health services beyond basic financial tasks. Enjoy secure and convenient authentication methods for a seamless experience.

**Highlights:** Integrated financial services (insurance, pension, loans, funds), One-stop insurance claim processing (own and others), Access to cultural and health services, Unified contract information view, Multiple secure authentication options, Cross-platform service availability (PC, mobile web, app)

**Features:** Vision Pro support

**In-app purchases:** none


### 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

[App page](https://appshunter.io/ios/app/pay-plus/id6479675842)

This platform allows users to purchase and use local gift certificates, apply for merchant status, and receive/use policy subsidies from Seoul city and its districts. It offers features for both citizens and small business owners, simplifying transactions and management.

**Highlights:** Purchase and use local gift certificates, Apply for merchant status, Receive and use policy subsidies, QR code payments and non-contact payments, Gift certificate gifting, Find affiliated merchants, Merchant management tools

**In-app purchases:** none


## Frequently asked questions

### Is 교보생명 free?

교보생명 is free to download, with no in-app purchases.

### Is 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) free?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is free to download, with no in-app purchases.

### Which has better reviews, 교보생명 or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is rated higher. 교보생명 averages 2.2 out of 5 from 10 ratings, while 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) averages 2.5 from 2 ratings.

### Do 교보생명 or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) have ads?

Neither 교보생명 nor 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) shows ads.

### Which is updated more often, 교보생명 or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

교보생명 ships an update every 2 weeks, and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 4 months. Most recently, 교보생명 was updated on October 25, 2026 and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*