# OnlyPay vs PayX

The clearest difference is iOS requirement: OnlyPay at 13.0 against PayX's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnlyPay ships an update every 2 weeks, PayX fortnightly. The most recent releases landed on August 23, 2026 and August 29, 2026 respectively.

## The numbers

| Metric | OnlyPay | PayX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/payx/id6469328945/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 17.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | — | Free |
| Size | 81 MB | 23 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Onlypay Solucoes de Pagamento LTDA](https://appshunter.io/developer/1484497445) | [Incentive SA](https://appshunter.io/developer/1884094542) |

## What reviewers say

### OnlyPay

[App page](https://appshunter.io/ios/app/onlypay/id1642801936)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayX

[App page](https://appshunter.io/ios/app/payx/id6469328945)

This app facilitates payment arrangements, allowing users to pay bills and make Pix transfers. It offers a convenient way to manage your financial transactions.

**Highlights:** Payment arrangements, Bill payments, Pix transfers, Cash-out options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Pix transfers are fast
- 👍 Intuitive interface
- 👍 Functional app
- 👍 Great company solutions

**What reviewers complain about**

- 🐛 App doesn't work
- 🐛 Very bad experience
- 🐛 New update made it worse
- 🐛 Verification code never arrives
- 🐛 Code expires too quickly

**Reported bugs**

- Verification code not arriving
- Code expiring too quickly
- White screen on opening
- Difficult to access app
- Human verification failing

**Requested features**

- Option to reset password
- Information on limits
- QR code payment option
- Proximity payment functionality


## Frequently asked questions

### Is OnlyPay free?

OnlyPay is free to download, with no in-app purchases.

### Is PayX free?

PayX is free to download, with no in-app purchases.

### Do OnlyPay or PayX have ads?

Neither OnlyPay nor PayX shows ads.

### Which is updated more often, OnlyPay or PayX?

OnlyPay ships an update every 2 weeks, and PayX fortnightly. Most recently, OnlyPay was updated on August 23, 2026 and PayX on August 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*