# Citizens Cash Flow Essentials™ vs Quick Tipz

The clearest difference is rating: Quick Tipz at 5.0 against Citizens Cash Flow Essentials™'s 3.1. Quick Tipz also leads on update cadence (every 2 months vs every 7 months). Citizens Cash Flow Essentials™'s advantage is in-app purchases (none vs 2) and ratings volume (7 vs 2). On price, review sentiment, ads and monetization model there is nothing between them.

Both are free to download. Quick Tipz sells 2 one-off in-app purchases. Citizens Cash Flow Essentials™ asks for nothing beyond the download.

Quick Tipz holds the better App Store score, 5.0 against 3.1. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Citizens Cash Flow Essentials™ ships an update every 7 months, Quick Tipz every 2 months. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Citizens Cash Flow Essentials™ | Quick Tipz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (7 ratings)](https://appshunter.io/ios/app/citizens-cash-flow-essentials/id1642802239/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/quick-tipz/id6480306060/reviews)** |
| Number of ratings | **7** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 20 MB | 45 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Citizens Bank, N.A.](https://appshunter.io/developer/388082491) | [Sebastian Orrego](https://appshunter.io/developer/1734523052) |

## What reviewers say

### Citizens Cash Flow Essentials™

[App page](https://appshunter.io/ios/app/citizens-cash-flow-essentials/id1642802239)

Manage your business finances with this digital banking platform. Access real-time information, make seamless payments, and utilize practical tools for informed decision-making. Services include ACH credits, wire origination, loan payments, and mobile check deposits.

**Highlights:** Real-time financial information, Seamless payment functionality, ACH credit payments, Wire origination, Mobile check deposits, Bill pay and reporting

**Features:** macOS Compatibility

**In-app purchases:** none


### Quick Tipz

[App page](https://appshunter.io/ios/app/quick-tipz/id6480306060)

Easily calculate tips and split bills among multiple people. Save your tip history for future reference and share calculations with others. This tool simplifies splitting expenses and tracking your earnings.

**Highlights:** Tip calculation, Bill splitting, Share calculations, Save tip history, Multiple people division

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1,99 USD Donation | $1.99 | one-time |
| 4,99 USD Donation | $4.99 | one-time |


## Frequently asked questions

### Is Citizens Cash Flow Essentials™ free?

Citizens Cash Flow Essentials™ is free to download, with no in-app purchases.

### Is Quick Tipz free?

Quick Tipz is free to download, with in-app purchases available.

### Which has better reviews, Citizens Cash Flow Essentials™ or Quick Tipz?

Quick Tipz is rated higher. Citizens Cash Flow Essentials™ averages 3.1 out of 5 from 7 ratings, while Quick Tipz averages 5.0 from 2 ratings.

### Do Citizens Cash Flow Essentials™ or Quick Tipz have ads?

Neither Citizens Cash Flow Essentials™ nor Quick Tipz shows ads.

### Which is updated more often, Citizens Cash Flow Essentials™ or Quick Tipz?

Citizens Cash Flow Essentials™ ships an update every 7 months, and Quick Tipz every 2 months. Most recently, Citizens Cash Flow Essentials™ was updated on October 20, 2026 and Quick Tipz on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*