# Providus Soft Token vs Stanbic IBTC Mobile 3.0

The clearest difference is rating: Providus Soft Token at 3.3 against Stanbic IBTC Mobile 3.0's 2.9. Stanbic IBTC Mobile 3.0's advantage is ratings volume (116 vs 3) and update cadence (every 3 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Providus Soft Token holds the better App Store score, 3.3 against 2.9. That said, the two scores are not equally well evidenced: Stanbic IBTC Mobile 3.0 has 116 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 0% of Providus Soft Token's written reviews are positive against 13% of Stanbic IBTC Mobile 3.0's, so the app with the better star average is not the one people write more warmly about.

Providus Soft Token ships an update every 9 months, Stanbic IBTC Mobile 3.0 every 3 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Providus Soft Token | Stanbic IBTC Mobile 3.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (3 ratings)](https://appshunter.io/ios/app/providus-soft-token/id1642869164/reviews)** | [2.9 (116 ratings)](https://appshunter.io/ios/app/stanbic-ibtc-mobile-30/id6477922208/reviews) |
| Number of ratings | 3 | **116** |
| Positive reviews | 0.0% of reviews | **12.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 7 MB | 185 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ProvidusBank](https://appshunter.io/developer/1321819991) | [Stanbic IBTC Holdings Plc](https://appshunter.io/developer/1167007239) |

## What reviewers say

### Providus Soft Token

[App page](https://appshunter.io/ios/app/providus-soft-token/id1642869164)

This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.

**Highlights:** Two-factor authentication, Internet banking security, Corporate banking access, Transaction authorization, Secure login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Stanbic IBTC Mobile 3.0

[App page](https://appshunter.io/ios/app/stanbic-ibtc-mobile-30/id6477922208)

This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.

**Highlights:** Voice Banking, Insurance module, Stocks trading, Mutual Funds investing, Electronic wallet (@ease), Pensions module, Instant account opening

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Providus Soft Token free?

Providus Soft Token is free to download, with no in-app purchases.

### Is Stanbic IBTC Mobile 3.0 free?

Stanbic IBTC Mobile 3.0 is free to download, with no in-app purchases.

### Which has better reviews, Providus Soft Token or Stanbic IBTC Mobile 3.0?

Providus Soft Token is rated higher. Providus Soft Token averages 3.3 out of 5 from 3 ratings, while Stanbic IBTC Mobile 3.0 averages 2.9 from 116 ratings.

### Do Providus Soft Token or Stanbic IBTC Mobile 3.0 have ads?

Neither Providus Soft Token nor Stanbic IBTC Mobile 3.0 shows ads.

### Which is updated more often, Providus Soft Token or Stanbic IBTC Mobile 3.0?

Providus Soft Token ships an update every 9 months, and Stanbic IBTC Mobile 3.0 every 3 months. Most recently, Providus Soft Token was updated on November 3, 2026 and Stanbic IBTC Mobile 3.0 on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*