# Providus Soft Token vs Union360 2.0

The clearest difference is rating: Providus Soft Token at 3.3 against Union360 2.0's 1.0. Providus Soft Token also leads on ratings volume (3 vs 1). Union360 2.0's advantage is update cadence (every 6 weeks vs every 9 months) and iOS requirement (12.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Providus Soft Token holds the better App Store score, 3.3 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

Providus Soft Token ships an update every 9 months, Union360 2.0 every 6 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Providus Soft Token | Union360 2.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (3 ratings)](https://appshunter.io/ios/app/providus-soft-token/id1642869164/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/union360-20/id6744251065/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 7 MB | 42 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ProvidusBank](https://appshunter.io/developer/1321819991) | [Union Bank of Nigeria Plc](https://appshunter.io/developer/950990898) |

## What reviewers say

### Providus Soft Token

[App page](https://appshunter.io/ios/app/providus-soft-token/id1642869164)

This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.

**Highlights:** Two-factor authentication, Internet banking security, Corporate banking access, Transaction authorization, Secure login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Union360 2.0

[App page](https://appshunter.io/ios/app/union360-20/id6744251065)

This business banking app provides a secure platform for corporate payments, including salaries and vendor transactions. Users can generate reports, manage approvals based on custom signing matrices, and view transaction history.

**Highlights:** End-to-end corporate payments, Salary and vendor payments, Statement and transaction reports, Transaction verification and approval, View pending and historical transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Providus Soft Token free?

Providus Soft Token is free to download, with no in-app purchases.

### Is Union360 2.0 free?

Union360 2.0 is free to download, with no in-app purchases.

### Which has better reviews, Providus Soft Token or Union360 2.0?

Providus Soft Token is rated higher. Providus Soft Token averages 3.3 out of 5 from 3 ratings, while Union360 2.0 averages 1.0 from 1 ratings.

### Do Providus Soft Token or Union360 2.0 have ads?

Neither Providus Soft Token nor Union360 2.0 shows ads.

### Which is updated more often, Providus Soft Token or Union360 2.0?

Providus Soft Token ships an update every 9 months, and Union360 2.0 every 6 weeks. Most recently, Providus Soft Token was updated on November 3, 2026 and Union360 2.0 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*