# PickTrace PayCard vs PayByPocket

The clearest difference is review sentiment: PickTrace PayCard at 100% against PayByPocket's 75%. PickTrace PayCard also leads on update cadence (fortnightly vs every 5 weeks). PayByPocket's advantage is rating (4.9 vs 4.7). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayByPocket holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 13 and 33 respectively. Written reviews complicate that: 100% of PickTrace PayCard's written reviews are positive against 75% of PayByPocket's, so the app with the better star average is not the one people write more warmly about.

PickTrace PayCard ships an update fortnightly, PayByPocket every 5 weeks. The most recent releases landed on September 10, 2026 and September 3, 2026 respectively.

## The numbers

| Metric | PickTrace PayCard | PayByPocket |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (13 ratings)](https://appshunter.io/ios/app/picktrace-paycard/id1643013907/reviews) | **[4.9 (33 ratings)](https://appshunter.io/ios/app/paybypocket/id6444778240/reviews)** |
| Number of ratings | 13 | **33** |
| Positive reviews | **100.0% of reviews** | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 56 MB | 50 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [PickTrace, Inc.](https://appshunter.io/developer/1571789350) | [Finaccept LLC](https://appshunter.io/developer/1656796168) |

## What reviewers say

### PickTrace PayCard

[App page](https://appshunter.io/ios/app/picktrace-paycard/id1643013907)

Access your finances securely and conveniently. View your card balance, track incoming payments, and monitor all your transaction activity from in-store purchases to ATM withdrawals.

**Highlights:** View card balance, Track incoming payments, Monitor transaction history, In-store and online purchases, ATM withdrawals

**Features:** macOS Compatibility

**In-app purchases:** none


### PayByPocket

[App page](https://appshunter.io/ios/app/paybypocket/id6444778240)

Load funds via credit or debit card and make payments at participating locations or anywhere Discover is accepted. Use QR codes in-store or add your account to digital wallets for online and in-store purchases.

**Highlights:** Load funds with credit/debit cards, Pay at participating Pocket locations, Use wherever Discover is accepted, In-store QR code payments, Add to Apple Wallet/Google Pay, Online and in-store purchases

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PickTrace PayCard free?

PickTrace PayCard is free to download, with no in-app purchases.

### Is PayByPocket free?

PayByPocket is free to download, with no in-app purchases.

### Which has better reviews, PickTrace PayCard or PayByPocket?

PayByPocket is rated higher. PickTrace PayCard averages 4.7 out of 5 from 13 ratings, while PayByPocket averages 4.9 from 33 ratings.

### Do PickTrace PayCard or PayByPocket have ads?

Neither PickTrace PayCard nor PayByPocket shows ads.

### Which is updated more often, PickTrace PayCard or PayByPocket?

PickTrace PayCard ships an update fortnightly, and PayByPocket every 5 weeks. Most recently, PickTrace PayCard was updated on September 10, 2026 and PayByPocket on September 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*