# SubsTrack vs CheckMate Split

The clearest difference is review sentiment: CheckMate Split at 100% against SubsTrack's 50%. CheckMate Split also leads on ads (none vs shown) and iOS requirement (15.5 vs 26.0). SubsTrack's advantage is in-app purchases (none vs 2). On price, update cadence and device support there is nothing between them.

Both are free to download. CheckMate Split sells 2 in-app purchases, starting at $3.99 per month. SubsTrack asks for nothing beyond the download.

SubsTrack ships an update every 6 days, CheckMate Split every 4 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SubsTrack | CheckMate Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/checkmate-split/id6784068539/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 days | **Every 4 days** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 10 MB | 20 MB |
| Requires iOS | 26.0 | **15.5** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [SNEH NILESH](https://appshunter.io/developer/1642734403) | [Mackenzie Mitchell](https://appshunter.io/developer/6784068541) |

## What reviewers say

### SubsTrack

[App page](https://appshunter.io/ios/app/substrack-bill-reminders/id1643147759)

Easily track your recurring bills and subscriptions to avoid unexpected charges. Get timely reminders before renewal dates and manage free trials effectively. Syncs across devices for seamless management.

**Highlights:** Add subscriptions in seconds, View upcoming charges, Track free trials, Cross-device syncing, Renewal reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CheckMate Split

[App page](https://appshunter.io/ios/app/checkmate-split/id6784068539)

Effortlessly divide restaurant bills with friends. Scan receipts, assign items, and track payments to ensure everyone pays their fair share without any hassle. Supports multiple payment methods and guest access.

**Highlights:** AI receipt scanning, Item-by-item bill splitting, QR code and link invites, Guest mode (no account needed), Payment tracking, Smart payment reminders, Vacation Mode with currency conversion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CheckMate Pro | $3.99 | per month |
| CheckMate Pro | $39.99 | per year |


## Frequently asked questions

### Is SubsTrack free?

SubsTrack is free to download, with no in-app purchases.

### Is CheckMate Split free?

CheckMate Split is free to download, with in-app purchases available.

### Do SubsTrack or CheckMate Split have ads?

SubsTrack shows ads; CheckMate Split does not.

### Which is updated more often, SubsTrack or CheckMate Split?

SubsTrack ships an update every 6 days, and CheckMate Split every 4 days. Most recently, SubsTrack was updated on November 8, 2026 and CheckMate Split on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*