# IPRES PAY(By PayCruiser) vs MultiChange

The clearest difference is rating: IPRES PAY(By PayCruiser) at 5.0 against MultiChange's 4.0. IPRES PAY(By PayCruiser) also leads on iOS requirement (12.0 vs 15.1). MultiChange's advantage is ratings volume (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IPRES PAY(By PayCruiser) holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

IPRES PAY(By PayCruiser) ships an update monthly, MultiChange every 2 months. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | IPRES PAY(By PayCruiser) | MultiChange |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ipres-payby-paycruiser/id1643230360/reviews)** | [4.0 (3 ratings)](https://appshunter.io/ios/app/multichange/id6738196961/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 45 MB | 35 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayCruiser Inc.](https://appshunter.io/developer/1545832034) | [AMOGOTECH - SARL](https://appshunter.io/developer/1732916521) |

## What reviewers say

### IPRES PAY(By PayCruiser)

[App page](https://appshunter.io/ios/app/ipres-payby-paycruiser/id1643230360)

This app allows IPRES employees to receive their salaries directly into their mobile money accounts. It offers a convenient way to access funds without incurring any additional fees. The service aims to simplify salary disbursement for its users.

**Highlights:** Receive salaries directly, Mobile money account deposit, No additional fees, Employee salary access, Secure fund transfer

**Features:** macOS Compatibility

**In-app purchases:** none


### MultiChange

[App page](https://appshunter.io/ios/app/multichange/id6738196961)

Facilitates seamless money transfers between wallets, regardless of the network. Offers a smooth financial experience for users in Senegal.

**Highlights:** Interoperability between wallets, Easy money transfers, Network independent, Smooth user experience, Senegal focused

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IPRES PAY(By PayCruiser) free?

IPRES PAY(By PayCruiser) is free to download, with no in-app purchases.

### Is MultiChange free?

MultiChange is free to download, with no in-app purchases.

### Which has better reviews, IPRES PAY(By PayCruiser) or MultiChange?

IPRES PAY(By PayCruiser) is rated higher. IPRES PAY(By PayCruiser) averages 5.0 out of 5 from 1 ratings, while MultiChange averages 4.0 from 3 ratings.

### Do IPRES PAY(By PayCruiser) or MultiChange have ads?

Neither IPRES PAY(By PayCruiser) nor MultiChange shows ads.

### Which is updated more often, IPRES PAY(By PayCruiser) or MultiChange?

IPRES PAY(By PayCruiser) ships an update monthly, and MultiChange every 2 months. Most recently, IPRES PAY(By PayCruiser) was updated on October 13, 2026 and MultiChange on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*