# MAB eToken vs MTB Pay

The clearest difference is ratings volume: MTB Pay at 10 against MAB eToken's 1. MAB eToken's advantage is iOS requirement (9.0 vs 15.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for MAB eToken against 4.9 for MTB Pay. That said, the two scores are not equally well evidenced: MTB Pay has 10 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | MAB eToken | MTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mab-etoken/id1643467745/reviews)** | [4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews) |
| Number of ratings | 1 | **10** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free | Free |
| Size | 76 MB | 74 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Myanma Apex Bank Limited](https://appshunter.io/developer/1305732458) | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) |

## What reviewers say

### MAB eToken

[App page](https://appshunter.io/ios/app/mab-etoken/id1643467745)

This secure mobile app generates One Time Passwords (OTP) for authenticating digital banking transactions. It requires registration with a mobile number linked to the bank.

**Highlights:** Generate One Time Passwords (OTP), Securely authenticate banking transactions, Internet and mobile banking support, Mobile number validation registration, OTP generation for transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


## Frequently asked questions

### Is MAB eToken free?

MAB eToken is free to download, with no in-app purchases.

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Which has better reviews, MAB eToken or MTB Pay?

MAB eToken is rated higher. MAB eToken averages 5.0 out of 5 from 1 ratings, while MTB Pay averages 4.9 from 10 ratings.

### Do MAB eToken or MTB Pay have ads?

Neither MAB eToken nor MTB Pay shows ads.

### Which is updated more often, MAB eToken or MTB Pay?

MAB eToken ships an update every 4 months, and MTB Pay every 4 months. Most recently, MAB eToken was updated on October 15, 2026 and MTB Pay on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*